{"info":{"_postman_id":"8fbf7116-4242-4937-aee2-b89bae9fd53f","name":"Quick Quote v4  Simple (published)","description":"<html><head></head><body><h3 id=\"overview\">Overview</h3>\n<p>The Quick Quote API is intended to be embedded in external quoting systems to provide a generalized quick qualification and quote for Neptune Flood in seconds.</p>\n<p>This Quick Quote API returns a direct deep link URL to the quote within the Neptune Agent Portal. Using this link, a user can bridge directly to quote, authenticated automatically, and complete the application and binding process in less than 2 minutes.</p>\n<p>In general, using the Quick Quote API consists of two steps - authentication and quoting.</p>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Latest Updates</th>\n<th></th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Increased Commerical Limits - Available 7/18/24</td>\n<td>For Apartment and RCBAP quotes, Neptune now offers:  <br>  <br>-Up to 10m building coverage for apartments  <br>  <br>-Up to 15m building coverage fro RCBAP</td>\n</tr>\n<tr>\n<td>Expanded Optional Coverages - Available 4/9/24</td>\n<td>For primary and excess commercial and RCBAP quotes, Neptune now offers:  <br>  <br>- Up to $10k in Basement Contents coverage, for buildings with Basement foundation type,  <br>  <br>- Pool Repair and Refill coverage, up to $20k  <br>  <br>See example quote requests for instruction on now to include these coveerages in your quote requests.</td>\n</tr>\n<tr>\n<td>Excess Flood Products - Available 2/16/2024</td>\n<td>Excess residential, commercial, and RCBAP coverages can be quoted via Neptune Rater API.  <br>  <br>For details on how to quote excess via API, visit the <a href=\"https://latest-apidocs.neptuneflood.com/#29784164-ab65-4190-a1e5-9524faa14f48\">Create Excess Flood Quote collection</a>.</td>\n</tr>\n<tr>\n<td>Version 4 Published - 2023</td>\n<td>Foundation type enumerations for all flood quote types are changing to be more closely aligned with the latest NFIP forms.  <br>  <br>Refer to the enumerations below for the current values. All other values, endpoints, and behavior is unchanged from the prior version.</td>\n</tr>\n</tbody>\n</table>\n</div><p>Prior to using this API, the Neptune team needs to setup a new Neptune Agency for you. The API key is generated from the Neptune Agency configuration.</p>\n<p>We will provide two sets of credentials per environment - one set to interact with the API, and one set to log in through our Agent Portal.</p>\n<div class=\"click-to-expand-wrapper is-table-wrapper\"><table>\n<thead>\n<tr>\n<th>Item</th>\n<th>Value</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>API Testing Base URL</td>\n<td><a href=\"https://uat-api.neptuneflood.com\">https://api-uat.neptuneflood.com</a></td>\n</tr>\n<tr>\n<td>API Production Base URL</td>\n<td><a href=\"https://api.neptuneflood.com\">https://api.neptuneflood.com</a></td>\n</tr>\n<tr>\n<td>API Username</td>\n<td>xxxxxxxxxxxxxxxxxxxx</td>\n</tr>\n<tr>\n<td>API Secret</td>\n<td>xxxx-xxxx-xxxx-xxxx</td>\n</tr>\n<tr>\n<td>Agent Portal Test Site</td>\n<td><a href=\"https://uat.neptuneflood.com/agent-hub/#/login\">https://uat.neptuneflood.com/agent-hub/#/login</a></td>\n</tr>\n<tr>\n<td>Agent Portal Production Site</td>\n<td><a href=\"https://neptuneflood.com/agent-hub/#/login\">https://neptuneflood.com/agent-hub/#/login</a></td>\n</tr>\n<tr>\n<td>AgencyNo (used to log into Agent Portal)</td>\n<td>FLxxxxx</td>\n</tr>\n<tr>\n<td>Agency Password (used to log into Agent Portal)</td>\n<td>xxxxxxx</td>\n</tr>\n</tbody>\n</table>\n</div><h3 id=\"credentials\">Credentials</h3>\n<p>All API calls require the use of an Authentication token. Neptune uses JWT (Json Web Tokens). An initial \"GetToken\" request - like a login - generates and returns a JWT token that can be used for other API calls. The resulting JWT token is valid for up to 24 hours. We recommend calling GetToken at the start of each session.</p>\n<h3 id=\"data-model\">Data model</h3>\n<p>The API uses a consistent data model for all request and result methods. For some request methods (e.g. Update &amp; Bind), only some fields are used. 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This \"agentNo\" is a Neptune Agency Number for one of your subagents. If you are creating quotes for a subagent, first authenticate as the subagent prior to calling the normal API calls to create quotes. Any quotes created with the token retrieved that included the agentNo will be tied to that subagent.</p>\n<p>In this case, the 'agentNo' you specify should be a Neptune-assigned code for your subagent, which starts with the letters 'FL'.</p>\n<hr />\n<p>We can also support an \"agentNo\" that corresponds to an internal identifier you use for that agency, not Neptune's assigned code. If this is the case, a second query parameter must be passed (\"isRemote=true\"). The first time we see this agent, Neptune automatically creates a new subagent and maps this new Neptune Agency Number to your internal agency number. 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Otherwise, our system will not know how to set up the name, address, license information, etc. for the new subagents.</p>\n<p>You will need to supply the following defaults in order to authenticate with your internal agency sub codes:</p>\n<ul>\n<li>E&amp;O Amount</li>\n<li>E&amp;O Carrier</li>\n<li>E&amp;O Expiration Date</li>\n<li>E&amp;O Policy Number</li>\n<li>Tax ID</li>\n<li>Physical Address</li>\n<li>Mailing Address</li>\n<li>Phone Number</li>\n<li>Email Address</li>\n<li>Agency Name</li>\n</ul>\n<hr />\n<p>Lastly, with the updated V6 Auth endpoint, we can support creating two layers of agency hierarchy. 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Each method requires a set of API credentials (consisting of a 'Source' and 'Key' value that Neptune will provide you during implementation.</p>\n<p>Successful authentication in each of the three methods will return a JWT token (valid for up to 24 hours) that can be used to bridge into the Neptune platform and to create and update quotes via API.</p>\n<ul>\n<li>GetTokenV5 - This endpoint returns a token that belongs to the agency whose API credentials were used to call it.<ul>\n<li><em>Best for</em> agencies who only need to create and update quotes on their own behalf.</li>\n</ul>\n</li>\n<li>GetTokenV5 with Defaults - This endpoint allows an agency to authenticate on behalf of any of its subagents, and includes the ability to automatically create new sub-agent profiles for agencies that haven't used the Neptune platform before.<ul>\n<li><em>Best for</em> agencies who want to authenticate and quote on behalf of their sub agents without sub agents needing to know or keep track of credentials.</li>\n</ul>\n</li>\n<li>GetTokenV6 with Defaults - This endpoint is identical to the GetTokenV5 with Defaults, except that it allows for a three-level setup, where the credentials belong to a top-level agencies, and allows for a child and grandchild sub-agency to be created automatically.<ul>\n<li><em>Best for</em> agencies with a three-tier setup who want to authenticate and quote on behalf of their sub agents without sub agents needing to know or keep track of credentials.</li>\n</ul>\n</li>\n</ul>\n<p>In addition to using the JWT retrieved from the authentication call to interact with the quote endpoints, you can use it to bridge directly into Neptune's agent portal.</p>\n<ul>\n<li>This might be helpful if you want to retrieve tokens on behalf of your sub agents using the GetTokenV5 with Defaults call and automatically log them in, without them needing to keep track of Neptune-specific credentials.</li>\n</ul>\n<p>To do this, you can append the token to the end of our Agent Portal URL</p>\n<ul>\n<li><p>In the test environment, this would look like:</p>\n<ul>\n<li><a href=\"https://uat.neptuneflood.com/agent-hub/#/auth/\">https://uat.neptuneflood.com/agent-hub/#/auth/</a></li>\n</ul>\n</li>\n<li><p>In production, this would look like:</p>\n<ul>\n<li><a href=\"https://neptuneflood.com/agent-hub/#/auth/\">https://neptuneflood.com/agent-hub/#/auth/</a></li>\n</ul>\n</li>\n</ul>\n","_postman_id":"58360478-7fac-4245-88d0-330c8c4079fe"},{"name":"Quotes","item":[{"name":"Create Primary Flood Quote","item":[{"name":"Create Quote (Residential)","event":[{"listen":"prerequest","script":{"id":"6d58ac9b-eb99-4ec0-8cda-2245d04bd511","exec":["Date.prototype.mmddyyyy = function() {","    var mm = this.getMonth() + 1;","    var dd = this.getDate() + 1;","    ","    return [","        (mm>9 ? 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This date self-adjusts and must be within 90 days\r\n        // if hasImmediateClosing, the inceptionDate can be earlier than 10 days.\r\n        \"hasImmediateClosing\": false,\r\n        \"inceptionDate\": \"2025-05-15\",\r\n        // if an Elevation Certificate is available, use the lower of the c2A or c2E value        \r\n        // if hasEC is false, the elevation is reset to empty value\r\n        // if hasEC is true, the elevation must be a non-null value\r\n        \"hasEC\": false, \r\n        \"elevation\": null,\r\n        // default values are supplied if these are empty\r\n        // refer to the documentation for available values\r\n        \"claims\": \"Nope\",\r\n        \"occupancy\": \"\",\r\n        \"foundationType\": \"slab\",\r\n        \"constructionType\": \"\",\r\n        \"propertyType\": \"PrimaryHome\",\r\n        // this is the number of stairs to the first floor, valid for slab-type foundation, up to 8\r\n        \"numberOfSteps\": 0,\r\n        // number of stories of the home or unit\r\n        \"numberOfStories\": \"1\",\r\n        // which floor the condo or unit is on.\r\n        // only applies if occupancy=condo\r\n        \"condoFloor\": 0,\r\n        // only applies if occupancy \r\n        // 50k - 4M\r\n        \"buildingCoverage\": 250000,\r\n        // 0 - 500k\r\n        \"contentCoverage\": 0,\r\n        // basement contents: 0 - 10k, only if foundation = basement\r\n        \"basementCoverage\": 0,\r\n        // 0 - 20k\r\n        \"poolCoverage\": 0,\r\n        // 0 - 100k\r\n        \"unattachedStructureCoverage\": 0,\r\n        // if Temporary Living Expenses set to true, send coverageILimit with preferred amount\r\n        \"hasOptionalTemporaryLivingExpenses\": false,\r\n        // TLE limit can be 10000 or 20000 - \r\n        // only applied if hasOptionalTemporaryLivingExpenses set to true or not sent\r\n        \"coverageILimit\": 20000,\r\n        // only if contents coverage is > 0\r\n        \"hasOptionalReplacementCost\": false,\r\n        //Only if building coverage is > 0 and property is secondary or multi-family\r\n        //coverageKLimit can be 0 or 1\r\n        \"coverageKLimit\": 0,\r\n\r\n\r\n\r\n        // policy holder information\r\n        \"firstName\": \"Joe\",\r\n        \"lastName\": \"Guy\",\r\n        \"email\": \"test@test.com\",\r\n        // only US-based phone numbers are supported, 10 digits long\r\n        \"phone\": \"8135551212\",\r\n        \"coApplicantFirstName\": null,\r\n        \"coApplicantLastName\": null,\r\n        // 1 = mailing address is same\r\n        // 0 = mailing address is different\r\n        \"isMailingSameAsProperty\": false,\r\n        // if isMailingSameAsProperty = false, these cannot be blank (except for addr2)\r\n        \"mailingAddr1\": \"100 5TH ST S\",\r\n        \"mailingAddr2\": \"\",\r\n        \"mailingCity\": \"ST PETERSBURG\",\r\n        //\"mailingCountry\": \"DE\",\r\n        \"mailingState\": \"FL\",\r\n        \"mailingZip\": \"33701\",\r\n        //enumerations - refer to documentation\r\n        \"billInitial\": \"lienholder\",\r\n        \"billOnRenewal\": \"insured\",\r\n        \"deliveryMethod\": \"electronic\",\r\n\r\n        // up to 3\r\n   \"lienholderList\": [{\r\n      \"name\": \"Bank of Trust\",\r\n      \"mortgage_clause\": \"ISAOA/ATIMA\",\r\n      \"loan_number\": \"ABC123\",\r\n      \"addr1\": \"100 Main Ave\",\r\n      \"addr2\": \"Unit 2\",\r\n      \"city\": \"Tampa\",\r\n      \"state\":\"FL\",\r\n      \"zip\": \"33611\"\r\n   }]\r\n\r\n    },\r\n    // optional - used to provide us with comparative data\r\n    // from NFIP rater\r\n    \"meta\": {\r\n        \"fema\": {\r\n            \"ffe\": 100.1,\r\n            \"ecElevation\": 200.1,\r\n            // default = \"none\", \"unknown\", \"ffe\", \"ecElevation\"\r\n            \"ratingMethod\": \"unknown\",\r\n            \"rcv\": 2653200 \r\n        }\r\n    }\r\n}"},"url":"{{host}}/api/v4/rater/quotes","description":"<h1 id=\"enumerations\">Enumerations</h1>\n<p>Values are case sensitive. Recommended default values for a quick quote are in <strong>bold</strong>.</p>\n<p>For most parameters, default values are automatically applied if values are not passed. These must be corrected in order to bind a policy.</p>\n<h2 id=\"claims-string\">claims (string)</h2>\n<ul>\n<li><p><strong>none</strong></p>\n</li>\n<li><p>oneUnder25k</p>\n</li>\n<li><p>oneOver25k</p>\n</li>\n<li><p>twoOrMore</p>\n</li>\n</ul>\n<h2 id=\"occupancy-string\">occupancy (string)</h2>\n<ul>\n<li><p><strong>singleFamily</strong></p>\n</li>\n<li><p>multiFamily</p>\n</li>\n<li><p>condo</p>\n</li>\n</ul>\n<h2 id=\"deductible-number\">deductible (number)</h2>\n<ul>\n<li><p>1000</p>\n</li>\n<li><p>1250</p>\n</li>\n<li><p>2000</p>\n</li>\n<li><p><strong>5000</strong></p>\n</li>\n<li><p>10000</p>\n</li>\n<li><p>25000</p>\n</li>\n</ul>\n<h2 id=\"deliverymethod-string\">deliveryMethod (string)</h2>\n<ul>\n<li><p><strong>electronic</strong></p>\n</li>\n<li><p>print</p>\n</li>\n</ul>\n<h2 id=\"billinitial--billonrenewal-string\">billInitial / billOnRenewal (string)</h2>\n<ul>\n<li><p><strong>insured</strong></p>\n</li>\n<li><p>lienholder</p>\n</li>\n</ul>\n<h2 id=\"foundationtype-string\">foundationType (string)</h2>\n<ul>\n<li><p><strong>slab</strong> (default)</p>\n</li>\n<li><p>crawlspaceElevated</p>\n</li>\n<li><p>crawlspaceSubgrade</p>\n</li>\n<li><p>basement</p>\n</li>\n<li><p>elevatedOnPostPilesPiers</p>\n</li>\n<li><p>elevatedWithEnclosureOnPostPilesPiers</p>\n</li>\n<li><p>elevatedWithEnclosure</p>\n</li>\n</ul>\n<h2 id=\"propertytype-string\">propertyType (string)</h2>\n<ul>\n<li><p><strong>primaryHome</strong></p>\n</li>\n<li><p>secondaryHome</p>\n</li>\n<li><p>rentalOwner</p>\n</li>\n<li><p>rentalTenant</p>\n</li>\n</ul>\n<h2 id=\"constructiontype-string\">constructionType (string)</h2>\n<ul>\n<li><p><strong>wood</strong></p>\n</li>\n<li><p>steel</p>\n</li>\n<li><p>masonry</p>\n</li>\n<li><p>concrete</p>\n</li>\n<li><p>other</p>\n</li>\n</ul>\n<h2 id=\"numberofstories-string\">numberOfStories (string)</h2>\n<p>Acceptable values for number of stories depends on occupancy.</p>\n<p>For non-condo residential quotes, acceptable values are 1-3, where 3 should be used for 3+ stories.</p>\n<p>For residential condo quotes, acceptable values are 1-4, where 4 should be used for 4+ stories.</p>\n<p>If not supplied, the default value is 1.</p>\n<h2 id=\"numberofsteps-number\">numberOfSteps (number)</h2>\n<p>The number of steps leading to the first floor - only valid on 'slab' type foundations.</p>\n<p>Accepts numbers 1-8.</p>\n<h2 id=\"nfip-comparitive-raters\">NFIP Comparitive Raters</h2>\n<p>If you're collecting FEMA data points for NFIP quotes, such as EC Value, First Floor Elevation, or RCV, you can pass those values in a Meta block with your original quote creation.</p>\n<p>This will help us provide the most accurate comparison price in the Neptune quote you get back.</p>\n","urlObject":{"path":["api","v4","rater","quotes"],"host":["{{host}}"],"query":[],"variable":[]}},"response":[{"id":"2bc17a05-93fc-41e9-aedf-e167335d50d2","name":"Create Quote (Residential)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"{{jwt}}"}],"body":{"mode":"raw","raw":"{\r\n    // this can only be set when creating a new quote\r\n    // it cannot be updated later\r\n    \"isDirectToConsumer\": false,\r\n\r\n    \"producerName\": \"Patrick Person\",\r\n    \"clientPayload\": \"73277\",\r\n    \"application\": {\r\n        \"addr1\": \"400 6th ST S\",\r\n        \"addr2\": \"Unit 2\",\r\n        \"city\": \"ST. PETERSBURG\",\r\n        \"state\": \"FL\",\r\n        \"zip\": \"33701\",\r\n        \r\n        \"productType\": \"residential\",\r\n        //\"yearBuilt\": 2017,\r\n        //\"floodZone\": \"B\",\r\n\r\n        // recommend to default to 5000 for quick quote\r\n        \"deductible\": 2000,\r\n\r\n        // standard wait time of 10 days.  This date self-adjusts and must be within 90 days\r\n        // if hasImmediateClosing, the inceptionDate can be earlier than 10 days.\r\n        \"hasImmediateClosing\": true,\r\n        \"inceptionDate\": \"2024-05-15\",\r\n        // if an Elevation Certificate is available, use the lower of the c2A or c2E value        \r\n        // if hasEC is false, the elevation is reset to empty value\r\n        // if hasEC is true, the elevation must be a non-null value\r\n        \"hasEC\": false, \r\n        \"elevation\": null,\r\n        // default values are supplied if these are empty\r\n        // refer to the documentation for available values\r\n        \"claims\": \"none\",\r\n        \"occupancy\": \"\",\r\n        \"foundationType\": \"slab\",\r\n        \"constructionType\": \"\",\r\n        \"propertyType\": \"primaryHome\",\r\n        // this is the number of stairs to the first floor, valid for slab-type foundation, up to 8\r\n        \"numberOfSteps\": 0,\r\n        // number of stories of the home or unit\r\n        \"numberOfStories\": \"1\",\r\n        // which floor the condo or unit is on.\r\n        // only applies if occupancy=condo\r\n        \"condoFloor\": 0,\r\n        // only applies if occupancy \r\n        // 50k - 4M\r\n        \"buildingCoverage\": 200000,\r\n        // 0 - 500k\r\n        \"contentCoverage\": 0,\r\n        // basement contents: 0 - 10k, only if foundation = basement\r\n        \"basementCoverage\": 0,\r\n        // 0 - 20k\r\n        \"poolCoverage\": 0,\r\n        // 0 - 100k\r\n        \"unattachedStructureCoverage\": 0,\r\n        // if Temporary Living Expenses set to true, send coverageILimit with preferred amount\r\n        \"hasOptionalTemporaryLivingExpenses\": false,\r\n        // TLE limit can be 10000 or 20000 - \r\n        // only applied if hasOptionalTemporaryLivingExpenses set to true or not sent\r\n        \"coverageILimit\": 20000,\r\n        // only if contents coverage is > 0\r\n        \"hasOptionalReplacementCost\": false,\r\n\r\n\r\n        // policy holder information\r\n        \"firstName\": \"Joe\",\r\n        \"lastName\": \"Test\",\r\n        \"email\": \"test@test.com\",\r\n        // only US-based phone numbers are supported, 10 digits long\r\n        \"phone\": \"8135551212\",\r\n        \"coApplicantFirstName\": null,\r\n        \"coApplicantLastName\": null,\r\n        // 1 = mailing address is same\r\n        // 0 = mailing address is different\r\n        \"isMailingSameAsProperty\": false,\r\n        // if isMailingSameAsProperty = false, these cannot be blank (except for addr2)\r\n        \"mailingAddr1\": \"100 5TH ST S\",\r\n        \"mailingAddr2\": \"\",\r\n        \"mailingCity\": \"ST PETERSBURG\",\r\n        //\"mailingCountry\": \"DE\",\r\n        \"mailingState\": \"FL\",\r\n        \"mailingZip\": \"33701\",\r\n        //enumerations - refer to documentation\r\n        \"billInitial\": \"lienholder\",\r\n        \"billOnRenewal\": \"insured\",\r\n        \"deliveryMethod\": \"electronic\",\r\n\r\n        // up to 3\r\n   \"lienholderList\": [{\r\n      \"name\": \"Bank of Trust\",\r\n      \"mortgage_clause\": \"ISAOA/ATIMA\",\r\n      \"loan_number\": \"ABC123\",\r\n      \"addr1\": \"100 Main Ave\",\r\n      \"addr2\": \"Unit 2\",\r\n      \"city\": \"Tampa\",\r\n      \"state\":\"FL\",\r\n      \"zip\": \"33611\"\r\n   }]\r\n\r\n    },\r\n    // optional - used to provide us with comparative data\r\n    // from NFIP rater\r\n    \"meta\": {\r\n        \"fema\": {\r\n            \"ffe\": 100.1,\r\n            \"ecElevation\": 200.1,\r\n            // default = \"none\", \"unknown\", \"ffe\", \"ecElevation\"\r\n            \"ratingMethod\": \"unknown\",\r\n            \"rcv\": 2653200 \r\n        }\r\n    }\r\n}"},"url":"{{host}}/api/v4/rater/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Wed, 15 May 2024 22:49:31 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\"coApplicantPhone\": null,\n        \"coApplicantEmail\": null,\n        \"email\": \"test@test.com\",\n        \"phone\": \"8135551212\",\n        \"isMailingSameAsProperty\": false,\n        \"floodZone\": \"X\",\n        \"mailingAddr1\": \"100 5TH ST S\",\n        \"mailingAddr2\": \"\",\n        \"mailingCity\": \"ST PETERSBURG\",\n        \"mailingState\": \"FL\",\n        \"mailingZip\": \"33701\",\n        \"mailingCountry\": \"US\",\n        \"effectiveDate\": \"2024-05-15T00:00:00\",\n        \"inceptionDate\": \"2024-05-15T00:00:00\",\n        \"billInitial\": \"lienholder\",\n        \"billOnRenewal\": \"insured\",\n        \"paymentMethod\": \"credit\",\n        \"deliveryMethod\": \"electronic\",\n        \"hasImmediateClosing\": true,\n        \"lienholderList\": [\n            {\n                \"lienholder_id\": 0,\n                \"name\": \"Bank of Trust\",\n                \"loan_number\": \"ABC123\",\n                \"addr1\": \"100 Main Ave\",\n                \"addr2\": \"Unit 2\",\n                \"city\": \"Tampa\",\n                \"state\": \"FL\",\n                \"zip\": \"33611\",\n                \"IsAddressVerified\": false,\n                \"mortgage_clause\": \"ISAOA/ATIMA\",\n                \"PrimaryOrder\": null\n            }\n        ],\n        \"companyName\": null,\n        \"squareFeet\": 4890,\n        \"productType\": \"residential\",\n        \"numberOfUnits\": 0,\n        \"paymentInterval\": \"annual\",\n        \"earthquakeCoverage\": 0,\n        \"entireMultifamilyBldg\": false\n    },\n    \"policy\": {\n        \"basePremium\": 679,\n        \"optionalCoveragePremium\": 80,\n        \"policyFee\": 130,\n        \"surplusTax\": 44.45,\n        \"totalPremium\": 933.45,\n        \"coverageA\": 679,\n        \"coverageB\": 0,\n        \"coverageE\": 0,\n        \"coverageF\": 0,\n        \"coverageG\": 0,\n        \"coverageH\": 0,\n        \"coverageI\": 80,\n        \"coverageK\": 0,\n        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Quote","originalRequest":{"method":"POST","header":[{"key":"Content-Type","name":"Content-Type","value":"application/json","type":"text"},{"key":"Authorization","value":"{{jwt}}"}],"body":{"mode":"raw","raw":"{\r\n    // this can only be set when creating a new quote\r\n    // it cannot be updated later\r\n    \"isDirectToConsumer\": false,\r\n    \r\n    \"producerName\": \"Patrick Person\",\r\n    \"clientPayload\": \"73277\",\r\n    \"application\": {\r\n        \"addr1\": \"400 6th ST S\",\r\n        \"city\": \"ST. PETERSBURG\",\r\n        \"state\": \"FL\",\r\n        \"zip\": \"33701\",\r\n        \"productType\": \"residential\",\r\n        //\"yearBuilt\": 2017,\r\n        //\"floodZone\": \"B\",\r\n\r\n        // recommend to default to 5000 for quick quote\r\n        \"deductible\": 2000,\r\n\r\n        // standard wait time of 10 days.  This date self-adjusts and must be within 90 days\r\n        // if hasImmediateClosing, the inceptionDate can be today.\r\n        \"hasImmediateClosing\": true,\r\n        \"inceptionDate\": \"2023-11-03\",\r\n        // if an ec is available, use the lower of C2a or C2e\r\n        // if hasEC is false, the elevation is reset to empty value\r\n        // if hasEC is true, the elevation must be a non-null value\r\n        \"hasEC\": false,\r\n        \"elevation\": null,\r\n        // default values are supplied if these are empty\r\n        // refer to the documentation for available values\r\n        \"claims\": \"none\",\r\n        \"occupancy\": \"\",\r\n        \"foundationType\": \"\",\r\n        \"constructionType\": \"\",\r\n        \"propertyType\": \"\",\r\n        // this is the number of stairs to the first floor, valid for slab-type foundation\r\n        \"numberOfSteps\": 0,\r\n        // number of stories of the home or unit\r\n        \"numberOfStories\": \"1\",\r\n        // which floor the condo or unit is on.\r\n        // only applies if occupancy=condo\r\n        \"condoFloor\": 0,\r\n        // 50k - 4M\r\n        \"buildingCoverage\": 200000,\r\n        // 0 - 500k\r\n        \"contentCoverage\": 0,\r\n        // basement contents: 0 - 10k, only if foundation = basement\r\n        \"basementCoverage\": 0,\r\n        // 0 - 20k\r\n        \"poolCoverage\": 0,\r\n        // 0 - 100k\r\n        \"unattachedStructureCoverage\": 0,\r\n        // if Temporary Living Expenses set to true, 10k in TLE coverage applied, optionally can have $20k coverage if coverageILimit sent\r\n        \"hasOptionalTemporaryLivingExpenses\": false,\r\n        // TLE limit can be 10000 or 20000 - only applied if hasOptionalTemporaryLivingExpenses set to true\r\n        \"coverageILimit\": 20000,\r\n        // only if contents coverage is > 0\r\n        \"hasOptionalReplacementCost\": false,\r\n        // policy holder information\r\n        \"firstName\": \"Joe\",\r\n    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 \"condoFloor\": 0,\n        \"yearBuilt\": 1958,\n        \"foundationType\": \"Slab\",\n        \"numberOfSteps\": 0,\n        \"hasEC\": false,\n        \"elevation\": 0,\n        \"numberOfStories\": \"1\",\n        \"constructionType\": \"other\",\n        \"propertyType\": \"primaryHome\",\n        \"buildingCoverage\": 200000,\n        \"contentCoverage\": 0,\n        \"deductible\": 2000,\n        \"rentalInterruptionCoverage\": 0,\n        \"basementCoverage\": 0,\n        \"poolCoverage\": 0,\n        \"unattachedStructureCoverage\": 0,\n        \"hasOptionalTemporaryLivingExpenses\": false,\n        \"hasOptionalReplacementCost\": false,\n        \"firstName\": \"(TEST) Joe\",\n        \"lastName\": \"(TEST) Test\",\n        \"coApplicantFirstName\": null,\n        \"coApplicantLastName\": null,\n        \"coApplicantPhone\": null,\n        \"coApplicantEmail\": null,\n        \"email\": \"test@test.com\",\n        \"phone\": \"8135551212\",\n        \"isMailingSameAsProperty\": true,\n        \"floodZone\": \"X\",\n        \"mailingAddr1\": \"3770 NW 59TH AVE\",\n        \"mailingAddr2\": null,\n        \"mailingCity\": \"VIRGINIA GARDENS\",\n        \"mailingState\": \"FL\",\n        \"mailingZip\": \"33166\",\n        \"mailingCountry\": \"US\",\n        \"effectiveDate\": \"2022-11-18T00:00:00\",\n        \"inceptionDate\": \"2022-11-18T00:00:00\",\n        \"billInitial\": \"insured\",\n        \"billOnRenewal\": \"insured\",\n        \"paymentMethod\": \"credit\",\n        \"deliveryMethod\": \"electronic\",\n        \"hasImmediateClosing\": false,\n        \"lienholderList\": [\n            {\n                \"lienholder_id\": 0,\n                \"name\": \"Bank of Trust\",\n                \"loan_number\": \"ABC123\",\n                \"addr1\": \"100 Penn Ave\",\n                \"addr2\": null,\n                \"city\": \"Washington DC\",\n                \"state\": null,\n                \"zip\": \"20001\",\n                \"IsAddressVerified\": false,\n                \"mortgage_clause\": null\n            }\n        ],\n        \"companyName\": null,\n        \"squareFeet\": 1291,\n        \"productType\": \"residential\",\n        \"numberOfUnits\": 0,\n        \"paymentInterval\": \"annual\",\n        \"earthquakeCoverage\": 0\n    },\n    \"policy\": {\n        \"basePremium\": 530,\n        \"optionalCoveragePremium\": 0,\n        \"policyFee\": 110,\n        \"surplusTax\": 32,\n        \"totalPremium\": 672,\n        \"coverageA\": 530,\n        \"coverageB\": 0,\n        \"coverageE\": 0,\n        \"coverageF\": 0,\n        \"coverageG\": 0,\n        \"coverageH\": 0,\n        \"coverageI\": 0,\n        \"deductibleAdjustment\": 0,\n        \"surplusTaxPolicyPremium\": 31.62,\n        \"surplusTaxPolicyFee\": 0,\n        \"fireMarshallTax\": 0,\n        \"mWUAFeePolicyPremium\": 0,\n        \"mWUAFeePolicyFee\": 0,\n        \"stampingFeesPolicyPremium\": 0.38,\n        \"stampingFeesPolicyFee\": 0,\n        \"maintenanceAssessment\": 0,\n        \"firemanTax\": 0,\n        \"municipalTax\": 0,\n        \"transactionFeePolicyPremium\": 0,\n        \"TransactionFeePolicyFee\": 0,\n        \"emergencyFundSurcharge\": 0\n    },\n    \"errorList\": []\n}"},{"id":"ef2e2d69-dec4-43a9-a05c-9abc5263400c","name":"200 Ok - Does not meet underwriting criteria","originalRequest":{"method":"POST","header":[{"key":"Content-Type","name":"Content-Type","value":"application/json","type":"text"},{"key":"Authorization","value":"{{jwt}}"}],"body":{"mode":"raw","raw":"{\r\n    // this can only be set when creating a new quote\r\n    // it cannot be updated later\r\n    \"isDirectToConsumer\": false,\r\n\r\n    \"producerName\": \"Patrick Person\",\r\n    \"clientPayload\": \"73277\",\r\n    \"application\": {\r\n        \"addr1\": \"1951 BRIGHTWATERS BLVD NE\",\r\n        \"city\": \"ST. PETERSBURG\",\r\n        \"state\": \"FL\",\r\n        \"zip\": \"33704\",\r\n        \r\n        \"productType\": \"residential\",\r\n        //\"yearBuilt\": 2017,\r\n        //\"floodZone\": \"B\",\r\n\r\n        // recommend to default to 5000 for quick quote\r\n        \"deductible\": 2000,\r\n\r\n        // standard wait time of 10 days.  This date self-adjusts and must be within 90 days\r\n        // if hasImmediateClosing, the inceptionDate can be today.\r\n        \"hasImmediateClosing\": true,\r\n        \"inceptionDate\": \"2023-11-03\",\r\n        // if an ec is available, use the lower of C2a or C2e\r\n        // if hasEC is false, the elevation is reset to empty value\r\n        // if hasEC is true, the elevation must be a non-null value\r\n        \"hasEC\": false,\r\n        \"elevation\": null,\r\n        // default values are supplied if these are empty\r\n        // refer to the documentation for available values\r\n        \"claims\": \"none\",\r\n        \"occupancy\": \"\",\r\n        \"foundationType\": \"slab\",\r\n        \"constructionType\": \"\",\r\n        \"propertyType\": \"\",\r\n        // this is the number of stairs to the first floor, valid for slab-type foundation\r\n        \"numberOfSteps\": 0,\r\n        // number of stories of the home or unit\r\n        \"numberOfStories\": \"1\",\r\n 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\"loan_number\": \"ABC123\",\r\n      \"addr1\": \"100 Main Ave\",\r\n      \"city\": \"Tampa\",\r\n      \"state\":\"FL\",\r\n      \"zip\": \"33611\"\r\n   }]\r\n\r\n    },\r\n    // optional - used to provide us with comparative data\r\n    // from NFIP rater\r\n    \"meta\": {\r\n        \"fema\": {\r\n            \"ffe\": 100.1,\r\n            \"ecElevation\": 200.1,\r\n            // default = \"none\", \"unknown\", \"ffe\", \"ecElevation\"\r\n            \"ratingMethod\": \"unknown\",\r\n            \"rcv\": 2653200 \r\n        }\r\n    }\r\n}","options":{"raw":{"language":"json"}}},"url":"{{host}}/api/v4/rater/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 08 Nov 2022 20:43:21 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"Request-Context","value":"appId=cid-v1:b37749d7-1f06-4689-902e-59978f1f59de"},{"key":"X-Powered-By","value":"ASP.NET"},{"key":"CF-Cache-Status","value":"DYNAMIC"},{"key":"Server","value":"cloudflare"},{"key":"CF-RAY","value":"767123e0fedf370a-MIA"},{"key":"Content-Encoding","value":"gzip"}],"cookie":[],"responseTime":null,"body":"{\n    \"userID\": null,\n    \"brokerId\": \"adee099d-bb8b-44aa-9f3a-9816e641261d\",\n    \"agentNo\": \"FL0008\",\n    \"producerName\": null,\n    \"producerLicense\": null,\n    \"isDirectToConsumer\": false,\n    \"quoteNumber\": \"FL2312ARMRPO4\",\n    \"status\": \"approved\",\n    \"isBound\": false,\n    \"dateBound\": \"0001-01-01T00:00:00\",\n    \"isLocationBound\": false,\n    \"link\": \"https://dev.neptuneflood.com/agent-hub/#/quote/FL2312ARMRPO4/auth/eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJVc2VyVHlwZSI6IjIiLCJCcm9rZXJTZWNyZXQiOiI4Nzg3ODEzYS03MDk0LTRiNGQtOGQ2OS00MjQxMWVjYTE3NjQiLCJBZ2VudFNlY3JldCI6IkMzRDQ2QTAxLUE4NUMtNDA2OS1CMjJGLTMzREU5MkZFQkU2OCIsIkFnZW50Tm8iOiJGTDAwMDgiLCJBZ2VudElkIjoiMTIwMDEiLCJFeHBpcmF0aW9uIjoiMTEvMjIvMjAyMiA4OjQzOjIxIFBNIiwiU3RhdHVzIjoiQSIsIm5iZiI6MTY2Nzk0MDIwMSwiZXhwIjoxNjY5MTQ5ODAxLCJpYXQiOjE2Njc5NDAyMDF9.XxTPL7QQ7KBf3kWWRLcdTWZzF0MtuP7AvfmIBN7QC38\",\n    \"createdAt\": \"2022-11-08T20:43:19\",\n    \"updatedAt\": \"2022-11-08T20:43:21\",\n    \"application\": {\n        \"streetNo\": null,\n        \"streetName\": null,\n        \"addr1\": \"4235 MOODY ST\",\n        \"addr2\": null,\n        \"city\": \"ST PETE BEACH\",\n        \"state\": \"FL\",\n        \"zip\": \"33706\",\n        \"claims\": \"none\",\n        \"basementConstruction\": \"none\",\n        \"occupancy\": \"singleFamily\",\n        \"BuildingOwner\": null,\n        \"condoFloor\": 0,\n        \"yearBuilt\": 1959,\n        \"foundationType\": \"Slab\",\n        \"numberOfSteps\": 0,\n        \"hasEC\": false,\n        \"elevation\": 0,\n        \"numberOfStories\": \"1\",\n        \"constructionType\": \"other\",\n        \"propertyType\": \"primaryHome\",\n        \"buildingCoverage\": 500000,\n        \"contentCoverage\": 0,\n        \"deductible\": 5000,\n        \"rentalInterruptionCoverage\": 0,\n        \"basementCoverage\": 0,\n        \"poolCoverage\": 0,\n        \"unattachedStructureCoverage\": 0,\n        \"hasOptionalTemporaryLivingExpenses\": false,\n        \"hasOptionalReplacementCost\": false,\n        \"firstName\": \"(TEST) Joe\",\n        \"lastName\": \"(TEST) Test\",\n        \"coApplicantFirstName\": null,\n        \"coApplicantLastName\": null,\n        \"coApplicantPhone\": null,\n        \"coApplicantEmail\": null,\n        \"email\": \"test@test.com\",\n        \"phone\": \"8135551212\",\n        \"isMailingSameAsProperty\": true,\n        \"floodZone\": \"AE\",\n        \"mailingAddr1\": \"4235 MOODY ST\",\n        \"mailingAddr2\": null,\n        \"mailingCity\": \"ST PETE BEACH\",\n        \"mailingState\": \"FL\",\n        \"mailingZip\": \"33706\",\n        \"mailingCountry\": \"US\",\n        \"effectiveDate\": \"2022-11-18T00:00:00\",\n        \"inceptionDate\": \"2022-11-18T00:00:00\",\n        \"billInitial\": \"insured\",\n        \"billOnRenewal\": \"insured\",\n        \"paymentMethod\": \"credit\",\n        \"deliveryMethod\": \"electronic\",\n        \"hasImmediateClosing\": false,\n        \"lienholderList\": [\n            {\n                \"lienholder_id\": 0,\n                \"name\": \"Bank of Trust\",\n                \"loan_number\": \"ABC123\",\n                \"addr1\": \"100 Penn Ave\",\n                \"addr2\": null,\n                \"city\": \"Washington DC\",\n                \"state\": null,\n                \"zip\": \"20001\",\n                \"IsAddressVerified\": false,\n                \"mortgage_clause\": null\n            }\n        ],\n        \"companyName\": null,\n        \"squareFeet\": 1170,\n        \"productType\": \"residential\",\n        \"numberOfUnits\": 0,\n        \"paymentInterval\": \"annual\",\n        \"earthquakeCoverage\": 0\n    },\n    \"policy\": {\n        \"basePremium\": 34063,\n        \"optionalCoveragePremium\": -3125,\n        \"policyFee\": 110,\n        \"surplusTax\": 1552.4,\n        \"totalPremium\": 32600.4,\n        \"coverageA\": 34063,\n        \"coverageB\": 0,\n        \"coverageE\": 0,\n        \"coverageF\": 0,\n        \"coverageG\": 0,\n        \"coverageH\": 0,\n        \"coverageI\": 0,\n        \"deductibleAdjustment\": -3125,\n        \"surplusTaxPolicyPremium\": 1533.77,\n        \"surplusTaxPolicyFee\": 0,\n        \"fireMarshallTax\": 0,\n        \"mWUAFeePolicyPremium\": 0,\n        \"mWUAFeePolicyFee\": 0,\n        \"stampingFeesPolicyPremium\": 18.63,\n        \"stampingFeesPolicyFee\": 0,\n        \"maintenanceAssessment\": 0,\n        \"firemanTax\": 0,\n        \"municipalTax\": 0,\n        \"transactionFeePolicyPremium\": 0,\n        \"TransactionFeePolicyFee\": 0,\n        \"emergencyFundSurcharge\": 0\n    },\n    \"errorList\": [\n        {\n            \"Error\": \"This specific property does not meet Neptune's underwriting criteria. (212)\",\n            \"Type\": \"rate\",\n            \"IsRatable\": false,\n            \"MsgId\": 212\n        }\n    ]\n}"},{"id":"24963b1e-5ae0-4b66-aff3-ae6fe7e36f71","name":"200 Ok - Direct to consumer with aggregation error","originalRequest":{"method":"POST","header":[{"key":"Content-Type","name":"Content-Type","value":"application/json","type":"text"},{"key":"Authorization","value":"{{jwt}}"}],"body":{"mode":"raw","raw":"{\r\n \r\n // this can only be set when creating a new quote\r\n // it cannot be updated later\r\n \"isDirectToConsumer\": true,\r\n\r\n \"application\": {\r\n    \"addr1\": \"14908 rocky ledge dr\",\r\n    \"city\": \"tampa\",\r\n    \"state\": \"FL\",\r\n    \"zip\": \"33556\",\r\n    \"yearBuilt\": 1993,\r\n\r\n    // recommend to default to 5000 for quick quote\r\n    \"deductible\": 5000,\r\n\r\n    // wait time of 5 days.  This date self-adjusts and must be within 90 days\r\n    // if hasImmediateClosing, the effectiveDate can be today.\r\n    \"hasImmediateClosing\": false,\r\n    \"effectiveDate\": \"{{today}}\",\r\n\r\n    // if an ec is available, use the first floor elevation\r\n    // if hasEC is false, the elevation is reset to empty value\r\n    // if hasEC is true, the elevation must be a non-null value\r\n    \"hasEC\": false,\r\n    \"elevation\": null,\r\n\r\n    // default values are supplied if these are empty\r\n    // refer to the documentation for available values\r\n    \"claims\": \"\",\r\n    \"basementConstruction\": \"\",\r\n    \"occupancy\": \"\",\r\n    \"foundationType\": \"\",\r\n    \"constructionType\": \"\",\r\n    \"propertyType\": \"\",\r\n\r\n    // this is the number of stairs to the first floor\r\n    \"numberOfSteps\": 0,\r\n\r\n    // number of stories of the home or unit\r\n    \"numberOfStories\": \"1\",\r\n    // which floor the condo or unit is on.\r\n    // only applies if occupancy=condo\r\n    \"condoFloor\": 0,\r\n\r\n   // 50k - 500k\r\n   \"buildingCoverage\": 250000,\r\n   // 0 - 200k\r\n   \"contentCoverage\": 100000,\r\n   // basement contents: 0 - 10k\r\n   \"basementCoverage\": 0,\r\n   // 0 - 10k\r\n   \"poolCoverage\": 0,\r\n   // 0 - 50k\r\n   \"unattachedStructureCoverage\": 0,\r\n   \"hasOptionalTemporaryLivingExpenses\": false,\r\n   // only for contents\r\n   \"hasOptionalReplacementCost\": false,\r\n\r\n   // policy holder information\r\n   \"firstName\": \"Joe\",\r\n   \"lastName\": \"Test\",\r\n   \"email\": \"test@test.com\",\r\n   \"phone\": \"8135551212\",\r\n   \"coApplicantFirstName\": null,\r\n   \"coApplicantLastName\": null,\r\n\r\n   // 1 = mailing address is same\r\n   // 0 = mailing address is different\r\n   \"isMailingSameAsProperty\": true,\r\n   // if isMailingSameAsProperty = false, these cannot be blank (except addr2)\r\n   \"mailingAddr1\": \"\",\r\n   \"mailingAddr2\": \"\",\r\n   \"mailingCity\": \"\",\r\n   \"mailingZip\": \"\",\r\n\r\n   //enumerations - refer to documentation\r\n   \"billInitial\": \"insured\",\r\n   \"billOnRenewal\": \"insured\",\r\n   \"deliveryMethod\": \"electronic\",\r\n   \"paymentMethod\": \"credit\",\r\n   // up to 3\r\n   \"lienholderList\": [{\r\n      \"name\": \"Bank of Trust\",\r\n      \"loan_number\": \"ABC123\",\r\n      \"addr1\": \"100 Penn Ave\",\r\n      \"city\": \"Washington DC\",\r\n      \"zip\": \"20001\"\r\n   }]\r\n  }\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"{{host}}/api/v4/rater/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 08 Nov 2022 20:44:54 GMT"},{"key":"Content-Type","value":"application/json; 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Please attempt again in two hours. Neptune has been notified and if this error continues please contact support@neptuneflood.com for help.\",\n            \"Type\": \"rate\",\n            \"IsRatable\": false,\n            \"MsgId\": 22\n        }\n    ]\n}"},{"id":"3bc4ff52-d809-412e-9ba7-2ab8815cff79","name":"200 Ok - Invalid Foundation Type","originalRequest":{"method":"POST","header":[{"key":"Content-Type","name":"Content-Type","value":"application/json","type":"text"},{"key":"Authorization","value":"{{jwt}}"}],"body":{"mode":"raw","raw":"{\r\n\r\n// These parameters are ignored when using the getTokenV5() authentication token\r\n// In this case, they should be ommitted.\r\n //\"agentNo\": \"{{agent_no}}\",\r\n //\"password\": \"{{pass_word}}\",\r\n \r\n // this can only be set when creating a new quote\r\n // it cannot be updated later\r\n \"isDirectToConsumer\": false,\r\n\r\n \"application\": {\r\n        \"addr1\": \"1709 Atlantic Blvd\",\r\n        \"addr2\": null,\r\n        \"city\": \"Key West\",\r\n        \"state\": \"FL\",\r\n        \"zip\": \"33340\",\r\n    //\"yearBuilt\": 2017,\r\n    //\"floodZone\": \"B\",\r\n\r\n    // recommend to default to 5000 for quick quote\r\n    \"deductible\": 2000,\r\n\r\n    // wait time of 5 days.  This date self-adjusts and must be within 90 days\r\n    // if hasImmediateClosing, the effectiveDate can be today.\r\n    \"hasImmediateClosing\": false,\r\n    \"effectiveDate\": \"{{today}}\",\r\n\r\n    // if an ec is available, use the first floor elevation\r\n    // if hasEC is false, the elevation is reset to empty value\r\n    // if hasEC is true, the elevation must be a non-null value\r\n    \"hasEC\": false,\r\n    \"elevation\": null,\r\n\r\n    // default values are supplied if these are empty\r\n    // refer to the documentation for available values\r\n    \"claims\": \"\",\r\n    \"basementConstruction\": \"\",\r\n    \"occupancy\": \"\",\r\n    \"foundationType\": \"Stilts or Pilings-Enclosure with Vents\",\r\n    \"constructionType\": \"\",\r\n    \"propertyType\": \"\",\r\n\r\n    // this is the number of stairs to the first floor\r\n    \"numberOfSteps\": 0,\r\n\r\n    // number of stories of the home or unit\r\n    \"numberOfStories\": \"1\",\r\n    // which floor the condo or unit is on.\r\n    // only applies if occupancy=condo\r\n    \"condoFloor\": 0,\r\n\r\n   // 50k - 500k\r\n   \"buildingCoverage\": 200000,\r\n   // 0 - 200k\r\n   \"contentCoverage\": 0,\r\n   // basement contents: 0 - 10k\r\n   \"basementCoverage\": 0,\r\n   // 0 - 10k\r\n   \"poolCoverage\": 0,\r\n   // 0 - 50k\r\n   \"unattachedStructureCoverage\": 0,\r\n   \"hasOptionalTemporaryLivingExpenses\": false,\r\n   // only for contents\r\n   \"hasOptionalReplacementCost\": false,\r\n\r\n   // policy holder information\r\n   \"firstName\": \"Joe\",\r\n   \"lastName\": \"Test\",\r\n   \"email\": \"test@test.com\",\r\n   \"phone\": \"8135551212\",\r\n   \"coApplicantFirstName\": null,\r\n   \"coApplicantLastName\": null,\r\n\r\n   // 1 = mailing address is same\r\n   // 0 = mailing address is different\r\n   \"isMailingSameAsProperty\": true,\r\n   // if isMailingSameAsProperty = false, these cannot be blank (except addr2)\r\n   \"mailingAddr1\": \"\",\r\n   \"mailingAddr2\": \"\",\r\n   \"mailingCity\": \"\",\r\n   \"mailingZip\": \"\",\r\n\r\n   //enumerations - refer to documentation\r\n   \"billInitial\": \"insured\",\r\n   \"billOnRenewal\": \"insured\",\r\n   \"deliveryMethod\": \"electronic\",\r\n   \"paymentMethod\": \"credit\",\r\n   \r\n   // producer name/license. 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CBRA Zone - cannot provide quote","originalRequest":{"method":"POST","header":[{"key":"Content-Type","name":"Content-Type","value":"application/json","type":"text"},{"key":"Authorization","value":"{{jwt}}"}],"body":{"mode":"raw","raw":"{\r\n\r\n// These parameters are ignored when using the getTokenV5() authentication token\r\n// In this case, they should be ommitted.\r\n //\"agentNo\": \"{{agent_no}}\",\r\n //\"password\": \"{{pass_word}}\",\r\n \r\n // this can only be set when creating a new quote\r\n // it cannot be updated later\r\n \"isDirectToConsumer\": false,\r\n\r\n \"application\": {\r\n        \"addr1\": \"1709 Atlantic Blvd\",\r\n        \"addr2\": null,\r\n        \"city\": \"Key West\",\r\n        \"state\": \"FL\",\r\n        \"zip\": \"33340\",\r\n    //\"yearBuilt\": 2017,\r\n    //\"floodZone\": \"B\",\r\n\r\n    // recommend to default to 5000 for quick quote\r\n    \"deductible\": 2000,\r\n\r\n    // wait time of 5 days.  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This date self-adjusts and must be within 90 days\r\n    // if hasImmediateClosing, the effectiveDate can be today.\r\n    \"hasImmediateClosing\": false,\r\n    //\"effectiveDate\": \"{{today}}\",\r\n    \r\n    // if an Elevation Certificate is available, use the lower of the c2A or c2E value\r\n    // if hasEC is false, the elevation is reset to empty value\r\n    // if hasEC is true, the elevation must be a non-null value\r\n    \"hasEC\": false,\r\n    \"elevation\": null,\r\n\r\n    // default values are supplied if these are empty\r\n    // refer to the documentation for available values\r\n    \"claims\": \"\",\r\n    \"occupancy\": \"CommercialOwnerSingleTenant\",\r\n    \"foundationType\": \"commercialHasBasement\",\r\n    \"constructionType\": \"\",\r\n \r\n    // this is the number of stairs to the first floor, only applicable to slab type foundations, up to 8\r\n    \"numberOfSteps\": 1,\r\n\r\n   // 50k - 4M\r\n   \"buildingCoverage\": 100000,\r\n   // 0 - 500k\r\n   \"contentCoverage\": 100000,\r\n\r\n   //Business Interruption Coverage - available for all non-Apartment commercial quotes - valid limits: 0, 25000, 50000\r\n   \"coverageILimit\": 0,\r\n   //Rental Interruption Coverage - available for Commercial Apartment quotes only - valid limits 0 or 100000 - 500000\r\n   \"rentalInterruptionCoverage\": 500000,\r\n   //Replacement Cost on Building, 0 for No, 1 for Yes\r\n   \"coverageKLimit\": 1,\r\n   //Pool Repair and Refill coverage - valid limits 0 - 20000\r\n   \"poolCoverage\": 10000,\r\n    //Basement Contents Coverage: 0 - 10k, only for buildings with Basement foundations\r\n   \"basementCoverage\": 5000,\r\n\r\n   //Only to be sent if Cov A > 0 and occupancy = CommercialTenant\r\n   \"buildingOwner\": \"Halla\",\r\n   // policy holder information\r\n   \"companyName\" : \"Insured\",\r\n   \"firstName\": \"Joe\",\r\n   \"lastName\": \"Test\",\r\n   \"email\": \"test@test.com\",\r\n   \"phone\": \"8135551212\",\r\n   \"coApplicantFirstName\": null,\r\n   \"coApplicantLastName\": null,\r\n\r\n   // 1 = mailing address is same\r\n   // 0 = mailing address is different\r\n   \"isMailingSameAsProperty\": true,\r\n   // if isMailingSameAsProperty = false, these cannot be blank (except addr2)\r\n   \"mailingAddr1\": \"\",\r\n   \"mailingAddr2\": \"\",\r\n   \"mailingCity\": \"\",\r\n   \"mailingState\": \"\",\r\n   \"mailingZip\": \"\",\r\n\r\n   //enumerations - refer to documentation\r\n   \"deliveryMethod\": \"electronic\",\r\n\r\n   // up to 3\r\n   \"lienholderList\": [{\r\n      \"name\": \"Bank of Trust\",\r\n      \"loan_number\": \"ABC123\",\r\n      \"addr1\": \"100 Main Ave\",\r\n      \"city\": \"Tampa\",\r\n      \"state\":\"FL\",\r\n      \"zip\": \"33611\"\r\n   }]\r\n  }\r\n}\r\n"},"url":"{{host}}/api/v4/rater/quotes","description":"<h1 id=\"enumerations\">Enumerations</h1>\n<p>Values are case sensitive. Recommended default values for a quick quote are in <strong>bold</strong>. For most parameters, default values are automatically applied if values are not passed. These must be corrected in order to bind a policy.</p>\n<h2 id=\"producttype\">ProductType</h2>\n<ul>\n<li>commercial</li>\n</ul>\n<h2 id=\"claims-string\">claims (string)</h2>\n<ul>\n<li><p><strong>none</strong></p>\n</li>\n<li><p>oneUnder25k</p>\n</li>\n<li><p>oneOver25k</p>\n</li>\n<li><p>twoOrMore</p>\n</li>\n</ul>\n<h2 id=\"occupancy-string\">occupancy (string)</h2>\n<ul>\n<li><p><strong>CommercialOwnerSingleTenant</strong></p>\n<ul>\n<li>This occupancy indicates the insured owns the building</li>\n</ul>\n</li>\n<li><p>CommercialTenant</p>\n<ul>\n<li>This occupancy indicates the insured rents the building or a unit within the building (only available for 'commercial' property type. Not valid on Apartment or Hotel.</li>\n</ul>\n</li>\n</ul>\n<h2 id=\"deductible-number\">deductible (number)</h2>\n<ul>\n<li><p>1250</p>\n</li>\n<li><p>2000</p>\n</li>\n<li><p><strong>5000</strong></p>\n</li>\n<li><p>10000</p>\n</li>\n<li><p>50000</p>\n</li>\n</ul>\n<h2 id=\"foundationtype-string\">foundationType (string)</h2>\n<ul>\n<li><p>slab</p>\n</li>\n<li><p>commercialHasBasement</p>\n</li>\n<li><p>crawlspaceElevated</p>\n</li>\n<li><p>crawlspaceSubgrade</p>\n</li>\n<li><p>elevatedOnPostPilesPiers</p>\n</li>\n<li><p>elevatedWithEnclosureOnPostPilesPiers</p>\n</li>\n<li><p>elevatedWithEnclosure</p>\n</li>\n</ul>\n<h2 id=\"propertytype-string\">propertyType (string)</h2>\n<ul>\n<li><p><strong>Commercial</strong></p>\n</li>\n<li><p>Apartment</p>\n</li>\n<li><p>Hotel</p>\n</li>\n</ul>\n<h4 id=\"additional-quoting-notes\">Additional Quoting Notes:</h4>\n<p>For <em><strong>Commercial for a single building</strong></em>,<br />do not set numberOfStories,<br />do not set numberOfUnits,<br />set product=commercial</p>\n<p>For <em><strong>Commercial with mixed use &gt;=75% Residential</strong></em>,<br />do not set numberOfStories,<br />but set the numberOfUnits with product=commercial</p>\n<p>For <em><strong>Commercial with mixed use &lt; 75% Residential</strong></em>,<br />you must set both numberOfStories (defaults to 1)<br />and the numberOfUnits with product=commercial</p>\n<p>For <em><strong>Commercial Apartment or Coop</strong></em>, you must<br />set both numberOfStories (defualts to 1) and<br />set the numberOfUnits with product=commercial</p>\n<p>For <em><strong>Commercial Hotel</strong></em>, you must<br />set both numberOfStories (defaults to 1) and<br />set the numberOfUnits with product=commercial</p>\n<p>For <em><strong>CondoAssoc (RCBAP) (only &gt;=75% Residential),</strong></em> you must<br />set both numberOfStories (defaults to 1) and<br />set the numberOfUnits with product=RCBAP</p>\n<p>NOTE: If product=Commercial, and propertyType, numberOfStories and numberOfUnits is not specified, it will default to propertyType=Commercial with 1 unit.</p>\n<h2 id=\"constructiontype-string\">constructionType (string)</h2>\n<ul>\n<li><p><strong>wood</strong></p>\n</li>\n<li><p>steel</p>\n</li>\n<li><p>masonry</p>\n</li>\n<li><p>concrete</p>\n</li>\n<li><p>other</p>\n</li>\n</ul>\n<h2 id=\"numberofstories-string\">numberOfStories (string)</h2>\n<p>Values go up to 100</p>\n<ul>\n<li><p><strong>1</strong></p>\n</li>\n<li><p>2</p>\n</li>\n<li><p>3</p>\n</li>\n<li><p>4</p>\n</li>\n<li><p>etc....</p>\n</li>\n</ul>\n<h2 id=\"special-note\">Special Note:</h2>\n<p>For Commercial, temp living expenses serves for the business interruption coverage. 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\"coApplicantFirstName\": null,\r\n   \"coApplicantLastName\": null,\r\n\r\n   // 1 = mailing address is same\r\n   // 0 = mailing address is different\r\n   \"isMailingSameAsProperty\": true,\r\n   // if isMailingSameAsProperty = false, these cannot be blank (except addr2)\r\n   \"mailingAddr1\": \"\",\r\n   \"mailingAddr2\": \"\",\r\n   \"mailingCity\": \"\",\r\n   \"mailingState\": \"\",\r\n   \"mailingZip\": \"\",\r\n\r\n   //enumerations - refer to documentation\r\n   \"deliveryMethod\": \"electronic\",\r\n\r\n   // up to 3\r\n   \"lienholderList\": [{\r\n      \"name\": \"Bank of Trust\",\r\n      \"loan_number\": \"ABC123\",\r\n      \"addr1\": \"100 Main Ave\",\r\n      \"city\": \"Tampa\",\r\n      \"state\":\"FL\",\r\n      \"zip\": \"33611\"\r\n   }]\r\n  }\r\n}\r\n"},"url":"{{host}}/api/v4/rater/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Mon, 06 May 2024 13:39:32 GMT"},{"key":"Content-Type","value":"application/json; 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\"none\",\n        \"occupancy\": \"commercialOwnerSingleTenant\",\n        \"BuildingOwner\": \"Halla\",\n        \"condoFloor\": 0,\n        \"yearBuilt\": 1941,\n        \"foundationType\": \"commercialHasBasement\",\n        \"numberOfSteps\": 1,\n        \"hasEC\": false,\n        \"elevation\": 0,\n        \"numberOfStories\": \"1\",\n        \"constructionType\": \"wood\",\n        \"propertyType\": \"commercial\",\n        \"buildingCoverage\": 1000000,\n        \"contentCoverage\": 100000,\n        \"deductible\": 2000,\n        \"rentalInterruptionCoverage\": 0,\n        \"coverageILimit\": 0,\n        \"coverageKLimit\": 1,\n        \"basementCoverage\": 5000,\n        \"poolCoverage\": 10000,\n        \"unattachedStructureCoverage\": 0,\n        \"hasOptionalTemporaryLivingExpenses\": false,\n        \"hasOptionalReplacementCost\": false,\n        \"firstName\": \"(TEST) Joe\",\n        \"lastName\": \"(TEST) Test\",\n        \"coApplicantFirstName\": null,\n        \"coApplicantLastName\": null,\n        \"coApplicantPhone\": null,\n        \"coApplicantEmail\": null,\n        \"email\": \"test@test.com\",\n        \"phone\": \"8135551212\",\n        \"isMailingSameAsProperty\": true,\n        \"floodZone\": \"X\",\n        \"mailingAddr1\": \"925 N BEVERLY DR\",\n        \"mailingAddr2\": null,\n        \"mailingCity\": \"BEVERLY HILLS\",\n        \"mailingState\": \"CA\",\n        \"mailingZip\": \"90210\",\n        \"mailingCountry\": \"US\",\n        \"effectiveDate\": \"2024-05-16T00:00:00\",\n        \"inceptionDate\": \"2024-05-16T00:00:00\",\n        \"billInitial\": \"insured\",\n        \"billOnRenewal\": \"insured\",\n        \"paymentMethod\": \"credit\",\n        \"deliveryMethod\": \"electronic\",\n        \"hasImmediateClosing\": false,\n        \"lienholderList\": [\n            {\n                \"lienholder_id\": 0,\n                \"name\": \"Bank of Trust\",\n                \"loan_number\": \"ABC123\",\n                \"addr1\": \"100 Main Ave\",\n                \"addr2\": null,\n                \"city\": \"Tampa\",\n                \"state\": \"FL\",\n                \"zip\": \"33611\",\n                \"IsAddressVerified\": false,\n                \"mortgage_clause\": null,\n                \"PrimaryOrder\": null\n            }\n        ],\n        \"companyName\": \"Insured\",\n        \"squareFeet\": 12345,\n        \"productType\": \"commercial\",\n        \"numberOfUnits\": 10,\n        \"paymentInterval\": \"annual\",\n        \"earthquakeCoverage\": 0,\n        \"entireMultifamilyBldg\": false\n    },\n    \"policy\": {\n        \"basePremium\": 11670,\n        \"optionalCoveragePremium\": 2806,\n        \"policyFee\": 800,\n        \"surplusTax\": 485.78,\n        \"totalPremium\": 15761.78,\n        \"coverageA\": 10990,\n        \"coverageB\": 680,\n        \"coverageE\": 0,\n        \"coverageF\": 40,\n        \"coverageG\": 18,\n        \"coverageH\": 0,\n        \"coverageI\": 0,\n        \"coverageK\": 2748,\n        \"deductibleAdjustment\": 0,\n        \"surplusTaxPolicyPremium\": 458.28,\n        \"surplusTaxPolicyFee\": 0,\n        \"fireMarshallTax\": 0,\n        \"mWUAFeePolicyPremium\": 0,\n        \"mWUAFeePolicyFee\": 0,\n        \"stampingFeesPolicyPremium\": 27.5,\n        \"stampingFeesPolicyFee\": 0,\n        \"maintenanceAssessment\": 0,\n        \"firemanTax\": 0,\n        \"municipalTax\": 0,\n        \"transactionFeePolicyPremium\": 0,\n        \"TransactionFeePolicyFee\": 0,\n        \"emergencyFundSurcharge\": 0\n    },\n    \"riskColorCode\": \"Yellow\",\n    \"rcvEstimate\": 2639418.71,\n    \"qaOverrides\": null,\n    \"errorList\": [\n        {\n            \"Error\": \"Building coverage is below the minimum for this property. Adjusted to $1,000,000 (Recommended)\",\n            \"Type\": \"validation\",\n            \"Field\": \"buildingCoverage\",\n            \"IsRatable\": true\n        }\n    ]\n}"}],"_postman_id":"aaf59dca-13be-4432-a31c-ed110e9c4aaf"},{"name":"Create Quote (RCBAP)","event":[{"listen":"prerequest","script":{"id":"52d8a64b-2a68-4b92-b415-e1871bbe3e59","exec":["Date.prototype.mmddyyyy = function() {","    var mm = this.getMonth() + 1;","    var dd = this.getDate() + 1;","    ","    return [","        (mm>9 ? '' : '0') + mm,","        '/',","        (dd>9 ? 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This date self-adjusts and must be within 90 days\r\n    // if hasImmediateClosing, the effectiveDate can be today.\r\n    \"hasImmediateClosing\": false,\r\n    //\"effectiveDate\": \"{{today}}\",\r\n\r\n    // if an Elevation Certificate is available, use the lower of the c2A or c2E value\r\n    // if hasEC is false, the elevation is reset to empty value\r\n    // if hasEC is true, the elevation must be a non-null value\r\n    \"hasEC\": false,\r\n    \"elevation\": null,\r\n\r\n    // default values are supplied if these are empty\r\n    // refer to the documentation for available values\r\n    \"claims\": \"\",\r\n\r\n    \"foundationType\": \"hasBasement\",\r\n    \"constructionType\": \"\",\r\n \r\n    // this is the number of stairs to the first floor, only applicable to slab type foundations, up to 8\r\n    \"numberOfSteps\": 1,\r\n\r\n   // 50k - 10M\r\n   \"buildingCoverage\": 100000,\r\n   // 0 - 500k\r\n   \"contentCoverage\": 100000,\r\n   //Pool Repair and Refill coverage - valid limits 0 - 20000\r\n   \"poolCoverage\": 10000,\r\n   //Basement Contents Coverage: 0 - 10k, only for buildings with Basement foundations\r\n   \"basementCoverage\": 5000,\r\n\r\n\r\n   // policy holder information\r\n   \"companyName\" : \"CompanyNameField\",\r\n   \"firstName\": \"Joe\",\r\n   \"lastName\": \"Test\",\r\n   \"email\": \"test@test.com\",\r\n   \"phone\": \"8135551212\",\r\n   \"coApplicantFirstName\": null,\r\n   \"coApplicantLastName\": null,\r\n\r\n   // 1 = mailing address is same\r\n   // 0 = mailing address is different\r\n   \"isMailingSameAsProperty\": true,\r\n   // if isMailingSameAsProperty = false, these cannot be blank (except addr2)\r\n   \"mailingAddr1\": \"\",\r\n   \"mailingAddr2\": \"\",\r\n   \"mailingCity\": \"\",\r\n   \"mailingState\": \"\",\r\n   \"mailingZip\": \"\",\r\n\r\n   //enumerations - refer to documentation\r\n   \"deliveryMethod\": \"electronic\",\r\n   \r\n   \r\n   // up to 3\r\n   \"lienholderList\": [{\r\n      \"name\": \"Bank of Trust\",\r\n      \"loan_number\": \"ABC123\",\r\n      \"addr1\": \"100 Main Ave\",\r\n      \"city\": \"Tampa\",\r\n      \"state\":\"FL\",\r\n      \"zip\": \"33611\"\r\n   }]\r\n  }\r\n}\r\n"},"url":"{{host}}/api/v4/rater/quotes","description":"<h1 id=\"enumerations\">Enumerations</h1>\n<p>Values are case sensitive. Recommended default values for a quick quote are in <strong>bold</strong>. For most parameters, default values are automatically applied if values are not passed. These must be corrected in order to bind a policy.</p>\n<h2 id=\"producttype\">ProductType</h2>\n<ul>\n<li>RCBAP</li>\n</ul>\n<h2 id=\"claims-string\">claims (string)</h2>\n<ul>\n<li><p><strong>none</strong></p>\n</li>\n<li><p>oneUnder25k</p>\n</li>\n<li><p>oneOver25k</p>\n</li>\n<li><p>twoOrMore</p>\n</li>\n</ul>\n<h2 id=\"occupancy-string-for-rcbap\">occupancy (string) for RCBAP:</h2>\n<ul>\n<li><strong>rcbap</strong></li>\n</ul>\n<h2 id=\"deductible-number\">deductible (number)</h2>\n<ul>\n<li><p>1250</p>\n</li>\n<li><p>2000</p>\n</li>\n<li><p><strong>5000</strong></p>\n</li>\n<li><p>10000</p>\n</li>\n<li><p>50000</p>\n</li>\n</ul>\n<h2 id=\"foundationtype-string\">foundationType (string)</h2>\n<p>RCBAP</p>\n<ul>\n<li><p>slab</p>\n</li>\n<li><p>hasBasement</p>\n</li>\n<li><p>crawlspaceElevated</p>\n</li>\n<li><p>crawlspaceSubgrade</p>\n</li>\n<li><p>elevatedOnPostPilesPiers</p>\n</li>\n<li><p>elevatedWithEnclosureOnPostPilesPiers</p>\n</li>\n<li><p>elevatedWithEnclosure</p>\n</li>\n</ul>\n<h2 id=\"propertytype-string-for-rcbap\">propertyType (string) for RCBAP</h2>\n<ul>\n<li>CondoAssoc</li>\n</ul>\n<h4 id=\"additional-quoting-notes\">Additional Quoting Notes:</h4>\n<p>For <em><strong>CondoAssoc (RCBAP) (only &gt;=75% Residential),</strong></em> you must<br />set both numberOfStories (defaults to 1) and<br />set the numberOfUnits with product=RCBAP</p>\n<p>NOTE: If product=Commercial, and propertyType, numberOfStories and numberOfUnits is not specified, it will default to propertyType=Commercial with 1 unit.</p>\n<h2 id=\"constructiontype-string\">constructionType (string)</h2>\n<ul>\n<li><p><strong>wood</strong></p>\n</li>\n<li><p>steel</p>\n</li>\n<li><p>masonry</p>\n</li>\n<li><p>concrete</p>\n</li>\n<li><p>other</p>\n</li>\n</ul>\n<h2 id=\"numberofstories-string\">numberOfStories (string)</h2>\n<p>Value go up to 100</p>\n<ul>\n<li><p><strong>1</strong></p>\n</li>\n<li><p>2</p>\n</li>\n<li><p>3</p>\n</li>\n<li><p>etc...</p>\n</li>\n</ul>\n","urlObject":{"path":["api","v4","rater","quotes"],"host":["{{host}}"],"query":[],"variable":[]}},"response":[{"id":"90fb9ff4-760b-4189-8d8f-157918449c01","name":"Create Quote (RCBAP)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"{{jwt}}"}],"body":{"mode":"raw","raw":"{\r\n\r\n \r\n // this can only be set when creating a new quote\r\n // it cannot be updated later\r\n \"isDirectToConsumer\": false,\r\n \"producerName\": \"Person Producer\",\r\n\r\n\r\n \"application\": {\r\n    \"productType\" : \"RCBAP\",\r\n    \"propertyType\": \"CondoAssoc\",\r\n    \"occupancy\": \"rcbap\",\r\n\r\n\r\n    \"addr1\": \"925 N BEVERLY DR\",\r\n    \"city\": \"BEVERLY HILLS\",\r\n    \"state\": \"CA\",\r\n    \"zip\": \"90210\",\r\n    //\"yearBuilt\": 2017,\r\n    //\"floodZone\": \"B\",\r\n\r\n    // number of units determines coverage requirements and product type, and should not be changed after quote creation\r\n    \"numberOfUnits\": 13,\r\n    \"numberOfStories\": \"1\",\r\n\r\n    // recommend to default to 5000 for quick quote\r\n    \"deductible\": 2000,\r\n\r\n    // wait time of 10 days.  This date self-adjusts and must be within 90 days\r\n    // if hasImmediateClosing, the effectiveDate can be today.\r\n    \"hasImmediateClosing\": false,\r\n    //\"effectiveDate\": \"{{today}}\",\r\n\r\n    // if an Elevation Certificate is available, use the lower of the c2A or c2E value\r\n    // if hasEC is false, the elevation is reset to empty value\r\n    // if hasEC is true, the elevation must be a non-null value\r\n    \"hasEC\": false,\r\n    \"elevation\": null,\r\n\r\n    // default values are supplied if these are empty\r\n    // refer to the documentation for available values\r\n    \"claims\": \"\",\r\n\r\n    \"foundationType\": \"hasBasement\",\r\n    \"constructionType\": \"\",\r\n \r\n    // this is the number of stairs to the first floor, only applicable to slab type foundations, up to 8\r\n    \"numberOfSteps\": 1,\r\n\r\n   // 50k - 10M\r\n   \"buildingCoverage\": 100000,\r\n   // 0 - 500k\r\n   \"contentCoverage\": 100000,\r\n   //Pool Repair and Refill coverage 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This date self-adjusts and must be within 90 days\r\n    // if hasImmediateClosing, the effectiveDate can be today.\r\n    \"hasImmediateClosing\": false,\r\n    \"effectiveDate\": \"\",\r\n\r\n    // if an Elevation Certificate is available, use the lower of the c2A or c2E value    \r\n    // if hasEC is false, the elevation is reset to empty value\r\n    // if hasEC is true, the elevation must be a non-null value\r\n    \"hasEC\": false,\r\n    \"elevation\": null,\r\n\r\n    // default values are supplied if these are empty\r\n    // refer to the documentation for available values\r\n    \"claims\": \"none\",\r\n    \"occupancy\": \"\",\r\n    \"foundationType\": \"slab\",\r\n    \"constructionType\": \"\",\r\n    \"propertyType\": \"\",\r\n\r\n    // this is the number of stairs to the first floor, only applicable to slab type foundations, up to 8\r\n    \"numberOfSteps\": 0,\r\n\r\n    // number of stories of the home or unit\r\n    \"numberOfStories\": \"1\",\r\n    // which floor the condo or unit is on.\r\n    // only applies if occupancy=condo\r\n    \"condoFloor\": 0,\r\n\r\n   // 50k - 4M\r\n   \"buildingCoverage\": 1250000,\r\n   // 0 - 500k\r\n   \"contentCoverage\": 300000,\r\n   // basement contents: 0 - 10k\r\n   \"basementCoverage\": 0,\r\n   // 0 - 20k\r\n   \"poolCoverage\": 0,\r\n   // 0 - 100k\r\n   \"unattachedStructureCoverage\": 0,\r\n    \"hasOptionalTemporaryLivingExpenses\": true,\r\n    // TLE limit can be 10000 or 20000 - \r\n    // only applied if hasOptionalTemporaryLivingExpenses set to true or not sent\r\n    \"coverageILimit\": 20000,\r\n    // only if contents coverage is > 0\r\n   \"hasOptionalReplacementCost\": false,\r\n\r\n   // policy holder information\r\n   \"firstName\": \"Joe\",\r\n   \"lastName\": \"Test\",\r\n   \"email\": \"test@test.com\",\r\n   \"phone\": \"8135551212\",\r\n   \"coApplicantFirstName\": null,\r\n   \"coApplicantLastName\": null,\r\n\r\n   // 1 = mailing address is same\r\n   // 0 = mailing address is different\r\n   \"isMailingSameAsProperty\": true,\r\n   // if isMailingSameAsProperty = false, these cannot be blank (except addr2)\r\n   \"mailingAddr1\": \"\",\r\n   \"mailingAddr2\": \"\",\r\n   \"mailingCity\": \"\",\r\n   \"mailingState\":\"\",\r\n   \"mailingZip\": \"\",\r\n\r\n   //enumerations - refer to documentation\r\n   \"deliveryMethod\": \"electronic\",\r\n\r\n\r\n   \r\n   // up to 3\r\n   \"lienholderList\": [{\r\n      \"name\": \"Bank of Trust\",\r\n      \"loan_number\": \"ABC123\",\r\n      \"addr1\": \"100 Penn Ave\",\r\n      \"city\": \"Washington\",\r\n      \"state\": \"DC\",\r\n      \"zip\": \"20001\"\r\n   }]\r\n  },\r\n  \"meta\": {\r\n        \"fema\": {\r\n            \"ffe\": 100.1,\r\n            \"ecElevation\": 200.1,\r\n            // default = \"none\", \"unknown\", \"ffe\", \"ecElevation\"\r\n            \"ratingMethod\": \"unknown\",\r\n            \"rcv\": 2653200\r\n        }\r\n    }\r\n}\r\n"},"url":"{{host}}/api/v4/rater/quotes","description":"<h1 id=\"enumerations\">Enumerations</h1>\n<p>Values are case sensitive. Recommended default values for a quick quote are in <strong>bold</strong>.</p>\n<p>For most parameters, default values are automatically applied if values are not passed. These must be corrected in order to bind a policy.</p>\n<h2 id=\"claims-string\">claims (string)</h2>\n<ul>\n<li><strong>none</strong></li>\n<li>oneUnder25k</li>\n<li>oneOver25k</li>\n<li>twoOrMore</li>\n</ul>\n<h2 id=\"occupancy-string\">occupancy (string)</h2>\n<ul>\n<li><strong>singleFamily</strong></li>\n<li>multiFamily</li>\n<li>condo</li>\n<li>manufactured</li>\n</ul>\n<h2 id=\"deliverymethod-string\">deliveryMethod (string)</h2>\n<ul>\n<li><strong>electronic</strong></li>\n<li>print</li>\n</ul>\n<h2 id=\"foundationtype-string\">foundationType (string)</h2>\n<ul>\n<li><strong>slab</strong> (default)</li>\n<li>crawlspaceElevated</li>\n<li>crawlspaceSubgrade</li>\n<li>basement</li>\n<li>elevatedOnPostPilesPiers</li>\n<li>elevatedWithEnclosureOnPostPilesPiers</li>\n<li>elevatedWithEnclosure</li>\n</ul>\n<h2 id=\"propertytype-string\">propertyType (string)</h2>\n<ul>\n<li><strong>primaryHome</strong></li>\n<li>secondaryHome</li>\n<li>rentalOwner</li>\n<li>rentalTenant</li>\n</ul>\n<h2 id=\"constructiontype-string\">constructionType (string)</h2>\n<ul>\n<li><strong>wood</strong></li>\n<li>steel</li>\n<li>masonry</li>\n<li>concrete</li>\n<li>other</li>\n</ul>\n<h2 id=\"numberofstories-string\">numberOfStories (string)</h2>\n<p>A value of \"3\" means 3 or more</p>\n<ul>\n<li><strong>1</strong></li>\n<li>2</li>\n<li>3</li>\n</ul>\n","urlObject":{"path":["api","v4","rater","quotes"],"host":["{{host}}"],"query":[],"variable":[]}},"response":[{"id":"3bad9ae3-b418-4168-9c19-9e5a5740b7f9","name":"Create Quote (Residential Excess)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"{{jwt}}"}],"body":{"mode":"raw","raw":"{\r\n \r\n // this can only be set when creating a new quote\r\n // it cannot be updated later\r\n\r\n\"producerName\": \"Tom Smith\",\r\n\r\n \"application\": {\r\n    \"productType\": \"residentialExcess\",\r\n    \"addr1\": \"3770 NW 59TH AVE\",\r\n    \"city\": \"VIRGINIA GARDENS\",\r\n    \"state\": \"FL\",\r\n    \"zip\": \"33166\",\r\n    //\"yearBuilt\": 2017,\r\n    //\"floodZone\": \"B\",\r\n\r\n\r\n    // wait time of 10 days.  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floor the condo or unit is on.\r\n    // only applies if occupancy=condo\r\n    \"condoFloor\": 0,\r\n\r\n   // 50k - 4M\r\n   \"buildingCoverage\": 1250000,\r\n   // 0 - 500k\r\n   \"contentCoverage\": 300000,\r\n   // basement contents: 0 - 10k\r\n   \"basementCoverage\": 0,\r\n   // 0 - 20k\r\n   \"poolCoverage\": 0,\r\n   // 0 - 100k\r\n   \"unattachedStructureCoverage\": 0,\r\n    \"hasOptionalTemporaryLivingExpenses\": true,\r\n    // TLE limit can be 10000 or 20000 - \r\n    // only applied if hasOptionalTemporaryLivingExpenses set to true or not sent\r\n    \"coverageILimit\": 20000,\r\n    // only if contents coverage is > 0\r\n   \"hasOptionalReplacementCost\": false,\r\n\r\n   // policy holder information\r\n   \"firstName\": \"Joe\",\r\n   \"lastName\": \"Test\",\r\n   \"email\": \"test@test.com\",\r\n   \"phone\": \"8135551212\",\r\n   \"coApplicantFirstName\": null,\r\n   \"coApplicantLastName\": null,\r\n\r\n   // 1 = mailing address is same\r\n   // 0 = mailing address 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\"dateBound\": \"0001-01-01T00:00:00\",\n    \"isLocationBound\": false,\n    \"link\": \"https://uat.neptuneflood.com/agent-hub/#/quote/FL4135AWLQ4KQO/auth/eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJhdWQiOiJbXSIsInN1YiI6ImJyb2tlcjphNWMwNDk4ZS0yMThjLTRlOWYtYTJiZi02YzA5ZTliODc4ZjMiLCJVc2VyVHlwZSI6IjIiLCJCcm9rZXJTZWNyZXQiOiI5M2MwZTlhNS04NDQwLTQyNWYtYmUxYS01OWRmMWU1NzcxNzQiLCJBZ2VudFNlY3JldCI6IkMzRDQ2QTAxLUE4NUMtNDA2OS1CMjJGLTMzREU5MkZFQkU2OCIsIkFnZW50Tm8iOiJGTDAwMDgiLCJBZ2VudElkIjoiMTIwMDEiLCJFeHBpcmF0aW9uIjoiNS8yOC8yMDI0IDI6NTI6MjIgUE0iLCJTdGF0dXMiOiJBIiwibmJmIjoxNzE1Njk4MzQyLCJleHAiOjE3MTY5MDc5NDIsImlhdCI6MTcxNTY5ODM0Mn0.PY5uq8jj6ACMVA6x_NknDnew9QF-a3NDukB-k0xoHWs\",\n    \"createdAt\": \"2024-05-14T14:52:21\",\n    \"updatedAt\": \"2024-05-14T14:52:22\",\n    \"application\": {\n        \"streetNo\": null,\n        \"streetName\": null,\n        \"addr1\": \"3770 NW 59TH AVE\",\n        \"addr2\": null,\n        \"city\": \"VIRGINIA GARDENS\",\n        \"state\": \"FL\",\n        \"zip\": \"33166\",\n        \"claims\": \"none\",\n        \"basementConstruction\": \"none\",\n        \"occupancy\": \"singleFamily\",\n        \"BuildingOwner\": null,\n        \"condoFloor\": 0,\n        \"yearBuilt\": 1958,\n        \"foundationType\": \"slab\",\n        \"numberOfSteps\": 0,\n        \"hasEC\": false,\n        \"elevation\": 0,\n        \"numberOfStories\": \"1\",\n        \"constructionType\": \"wood\",\n        \"propertyType\": \"primaryHome\",\n        \"buildingCoverage\": 1250000,\n        \"contentCoverage\": 300000,\n        \"deductible\": 0,\n        \"rentalInterruptionCoverage\": 0,\n        \"coverageILimit\": 20000,\n        \"coverageKLimit\": 0,\n        \"basementCoverage\": 0,\n        \"poolCoverage\": 0,\n        \"unattachedStructureCoverage\": 0,\n        \"hasOptionalTemporaryLivingExpenses\": true,\n        \"hasOptionalReplacementCost\": false,\n        \"firstName\": \"(TEST) Joe\",\n        \"lastName\": \"(TEST) Test\",\n        \"coApplicantFirstName\": null,\n        \"coApplicantLastName\": null,\n        \"coApplicantPhone\": null,\n        \"coApplicantEmail\": null,\n        \"email\": \"test@test.com\",\n        \"phone\": \"8135551212\",\n        \"isMailingSameAsProperty\": true,\n        \"floodZone\": \"X\",\n        \"mailingAddr1\": \"3770 NW 59TH AVE\",\n        \"mailingAddr2\": null,\n        \"mailingCity\": \"VIRGINIA GARDENS\",\n        \"mailingState\": \"FL\",\n        \"mailingZip\": \"33166\",\n        \"mailingCountry\": \"US\",\n        \"effectiveDate\": \"2024-05-24T00:00:00\",\n        \"inceptionDate\": \"2024-05-24T00:00:00\",\n        \"billInitial\": \"insured\",\n        \"billOnRenewal\": \"insured\",\n        \"paymentMethod\": \"credit\",\n        \"deliveryMethod\": \"electronic\",\n        \"hasImmediateClosing\": false,\n        \"lienholderList\": [\n            {\n                \"lienholder_id\": 0,\n                \"name\": \"Bank of Trust\",\n                \"loan_number\": \"ABC123\",\n                \"addr1\": \"100 Penn Ave\",\n                \"addr2\": null,\n                \"city\": \"Washington DC\",\n                \"state\": null,\n                \"zip\": \"20001\",\n                \"IsAddressVerified\": false,\n                \"mortgage_clause\": null,\n                \"PrimaryOrder\": null\n            }\n        ],\n        \"companyName\": null,\n        \"squareFeet\": 1291,\n        \"productType\": \"residentialExcess\",\n        \"numberOfUnits\": 0,\n        \"paymentInterval\": \"annual\",\n        \"earthquakeCoverage\": 0,\n        \"entireMultifamilyBldg\": false\n    },\n    \"policy\": {\n        \"basePremium\": 2792,\n        \"optionalCoveragePremium\": 80,\n        \"policyFee\": 130,\n        \"surplusTax\": 150.1,\n        \"totalPremium\": 3152.1,\n        \"coverageA\": 2144,\n        \"coverageB\": 648,\n        \"coverageE\": 0,\n        \"coverageF\": 0,\n        \"coverageG\": 0,\n        \"coverageH\": 0,\n        \"coverageI\": 80,\n        \"coverageK\": 0,\n        \"deductibleAdjustment\": 0,\n        \"surplusTaxPolicyPremium\": 148.3,\n        \"surplusTaxPolicyFee\": 0,\n        \"fireMarshallTax\": 0,\n        \"mWUAFeePolicyPremium\": 0,\n        \"mWUAFeePolicyFee\": 0,\n        \"stampingFeesPolicyPremium\": 1.8,\n        \"stampingFeesPolicyFee\": 0,\n        \"maintenanceAssessment\": 0,\n        \"firemanTax\": 0,\n        \"municipalTax\": 0,\n        \"transactionFeePolicyPremium\": 0,\n        \"TransactionFeePolicyFee\": 0,\n        \"emergencyFundSurcharge\": 0\n    },\n    \"riskColorCode\": \"Orange\",\n    \"rcvEstimate\": 254754.16,\n    \"qaOverrides\": null,\n    \"errorList\": [],\n    \"meta\": {\n        \"fema\": {\n            \"ffe\": 100.1,\n            \"ecElevation\": 200.1,\n            \"ratingMethod\": \"unknown\",\n            \"rcv\": 2653200\n        }\n    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This date self-adjusts and must be within 90 days\r\n    // if hasImmediateClosing, the effectiveDate can be today.\r\n    \"hasImmediateClosing\": false,\r\n    //\"effectiveDate\": \"{{today}}\",\r\n\r\n    // if an Elevation Certificate is available, use the lower of the c2A or c2E value    \r\n    // if hasEC is false, the elevation is reset to empty value\r\n    // if hasEC is true, the elevation must be a non-null value\r\n    \"hasEC\": false,\r\n    \"elevation\": null,\r\n\r\n    // default values are supplied if these are empty\r\n    // refer to the documentation for available values\r\n    \"claims\": \"\",\r\n    \"occupancy\": \"\",\r\n    \"foundationType\": \"commercialHasBasement\",\r\n    \"constructionType\": \"\",\r\n \r\n    // this is the number of stairs to the first floor, only applicable to slab foundation type, up to 8\r\n    \"numberOfSteps\": 0,\r\n\r\n\r\n   // 50k - 4M\r\n   \"buildingCoverage\": 100000,\r\n   // 0 - 500k\r\n   \"contentCoverage\": 100000,\r\n\r\n   //Business Interruption Coverage - available for all non-Apartment commercial quotes - valid limits: 0, 25000, 50000\r\n   \"coverageILimit\": 0,\r\n   //Rental Interruption Coverage - available for Commercial Apartment quotes only - valid limits 0 or 100000 - 500000\r\n   \"rentalInterruptionCoverage\": 500000,\r\n   //Replacement Cost on Building, 0 for No, 1 for Yes\r\n   \"coverageKLimit\": 1,\r\n   //Pool Repair and Refill coverage - valid limits 0 - 20000\r\n   \"poolCoverage\": 10000,\r\n   //Basement Contents Coverage: 0 - 10k, only for buildings with Basement foundations\r\n   \"basementCoverage\": 5000,\r\n\r\n   // policy holder information\r\n   \"firstName\": \"Joe\",\r\n   \"lastName\": \"Test\",\r\n   \"email\": \"test@test.com\",\r\n   \"phone\": \"8135551212\",\r\n   \"coApplicantFirstName\": null,\r\n   \"coApplicantLastName\": null,\r\n\r\n   // 1 = mailing address is same\r\n   // 0 = mailing address is different\r\n   \"isMailingSameAsProperty\": true,\r\n   // if isMailingSameAsProperty = false, these cannot be blank (except addr2)\r\n   \"mailingAddr1\": \"\",\r\n   \"mailingAddr2\": \"\",\r\n   \"mailingCity\": \"\",\r\n   \"mailingState\": \"\",\r\n   \"mailingZip\": \"\",\r\n\r\n   //enumerations - refer to documentation\r\n   \"deliveryMethod\": \"electronic\",\r\n\r\n   \r\n   // up to 3\r\n   \"lienholderList\": [{\r\n      \"name\": \"Bank of Trust\",\r\n      \"loan_number\": \"ABC123\",\r\n      \"addr1\": \"100 Main Ave\",\r\n      \"city\": \"Tampa\",\r\n      \"state\":\"FL\",\r\n      \"zip\": \"33611\"\r\n   }]\r\n  }\r\n}\r\n"},"url":"{{host}}/api/v4/rater/quotes","description":"<h1 id=\"enumerations\">Enumerations</h1>\n<p>Values are case sensitive. 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These must be corrected in order to bind a policy.</p>\n<h2 id=\"producttype\">ProductType</h2>\n<ul>\n<li>commercialExcess</li>\n</ul>\n<h2 id=\"claims-string\">claims (string)</h2>\n<ul>\n<li><strong>none</strong></li>\n<li>oneUnder25k</li>\n<li>oneOver25k</li>\n<li>twoOrMore</li>\n</ul>\n<h2 id=\"occupancy-string\">occupancy (string)</h2>\n<ul>\n<li><strong>CommercialOwnerSingleTenant</strong></li>\n<li>CommercialTenant</li>\n</ul>\n<h2 id=\"foundationtype-string\">foundationType (string)</h2>\n<ul>\n<li>slab</li>\n<li>commercialHasBasement</li>\n<li>crawlspaceElevated</li>\n<li>crawlspaceSubgrade</li>\n<li>elevatedOnPostPilesPiers</li>\n<li>elevatedWithEnclosureOnPostPilesPiers</li>\n<li>elevatedWithEnclosure</li>\n</ul>\n<h2 id=\"propertytype-string\">propertyType (string)</h2>\n<ul>\n<li><strong>Commercial</strong></li>\n<li>Apartment</li>\n<li>Hotel</li>\n</ul>\n<h4 id=\"additional-quoting-notes\">Additional Quoting Notes:</h4>\n<p>For <em><strong>Commercial for a single building</strong></em>,<br />do not set numberOfStories,<br />do not set numberOfUnits,<br />set product=commercial</p>\n<p>For <em><strong>Commercial with mixed use &gt;=75% Residential</strong></em>,<br />do not set numberOfStories,<br />but set the numberOfUnits with product=commercial</p>\n<p>For <em><strong>Commercial with mixed use &lt; 75% Residential</strong></em>,<br />you must set both numberOfStories (defaults to 1)<br />and the numberOfUnits with product=commercial</p>\n<p>For <em><strong>Commercial Apartment or Coop</strong></em>, you must<br />set both numberOfStories (defualts to 1) and<br />set the numberOfUnits with product=commercial</p>\n<p>For <em><strong>Commercial Hotel</strong></em>, you must<br />set both numberOfStories (defaults to 1) and<br />set the numberOfUnits with product=commercial</p>\n<p>NOTE: If product=Commercial, and propertyType, numberOfStories and numberOfUnits is not specified, it will default to propertyType=Commercial with 1 unit.</p>\n<h2 id=\"constructiontype-string\">constructionType (string)</h2>\n<ul>\n<li><strong>wood</strong></li>\n<li>steel</li>\n<li>masonry</li>\n<li>concrete</li>\n<li>other</li>\n</ul>\n<h2 id=\"numberofstories-string\">numberOfStories (string)</h2>\n<p>A value of \"3\" means 3 or more</p>\n<ul>\n<li><strong>1</strong></li>\n<li>2</li>\n<li>3</li>\n</ul>\n<h2 id=\"special-note\">Special Note:</h2>\n<p>For Commercial, temp living expenses serves for the business interruption coverage. 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\"addr1\": \"100 Main Ave\",\n                \"addr2\": null,\n                \"city\": \"Tampa\",\n                \"state\": \"FL\",\n                \"zip\": \"33611\",\n                \"IsAddressVerified\": false,\n                \"mortgage_clause\": null,\n                \"PrimaryOrder\": null\n            }\n        ],\n        \"companyName\": \"Insured\",\n        \"squareFeet\": 6531,\n        \"productType\": \"commercialExcess\",\n        \"numberOfUnits\": 3,\n        \"paymentInterval\": \"annual\",\n        \"earthquakeCoverage\": 0,\n        \"entireMultifamilyBldg\": false\n    },\n    \"policy\": {\n        \"basePremium\": 1006,\n        \"optionalCoveragePremium\": 269,\n        \"policyFee\": 300,\n        \"surplusTax\": 50.09,\n        \"totalPremium\": 1625.09,\n        \"coverageA\": 842,\n        \"coverageB\": 164,\n        \"coverageE\": 0,\n        \"coverageF\": 40,\n        \"coverageG\": 18,\n        \"coverageH\": 0,\n        \"coverageI\": 0,\n        \"coverageK\": 211,\n        \"deductibleAdjustment\": 0,\n        \"surplusTaxPolicyPremium\": 47.25,\n        \"surplusTaxPolicyFee\": 0,\n        \"fireMarshallTax\": 0,\n        \"mWUAFeePolicyPremium\": 0,\n        \"mWUAFeePolicyFee\": 0,\n        \"stampingFeesPolicyPremium\": 2.84,\n        \"stampingFeesPolicyFee\": 0,\n        \"maintenanceAssessment\": 0,\n        \"firemanTax\": 0,\n        \"municipalTax\": 0,\n        \"transactionFeePolicyPremium\": 0,\n        \"TransactionFeePolicyFee\": 0,\n        \"emergencyFundSurcharge\": 0\n    },\n    \"riskColorCode\": \"Yellow\",\n    \"rcvEstimate\": 1396358.33,\n    \"qaOverrides\": null,\n    \"errorList\": []\n}"}],"_postman_id":"ba6a8708-0cb2-4370-ba79-6c699e1b9d40"},{"name":"Create Quote (Excess RCBAP)","event":[{"listen":"prerequest","script":{"id":"52d8a64b-2a68-4b92-b415-e1871bbe3e59","exec":["Date.prototype.mmddyyyy = function() {","    var mm = this.getMonth() + 1;","    var dd = this.getDate() + 1;","    ","    return [","        (mm>9 ? 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This date self-adjusts and must be within 90 days\r\n    // if hasImmediateClosing, the effectiveDate can be today.\r\n    \"hasImmediateClosing\": false,\r\n    //\"effectiveDate\": \"{{today}}\",\r\n\r\n    // if an Elevation Certificate is available, use the lower of the c2A or c2E value\r\n    // if hasEC is false, the elevation is reset to empty value\r\n    // if hasEC is true, the elevation must be a non-null value\r\n    \"hasEC\": false,\r\n    \"elevation\": null,\r\n\r\n    // default values are supplied if these are empty\r\n    // refer to the documentation for available values\r\n    \"claims\": \"\",\r\n\r\n    \"foundationType\": \"hasBasement\",\r\n    \"constructionType\": \"\",\r\n \r\n    // this is the number of stairs to the first floor, only applicable to slab foundation type, up to 8\r\n    \"numberOfSteps\": 1,\r\n\r\n\r\n   // 50k - 4M\r\n   \"buildingCoverage\": 100000,\r\n   // 0 - 500k\r\n   \"contentCoverage\": 100000,\r\n   //Pool Repair and Refill coverage - valid limits 0 - 20000\r\n   \"poolCoverage\": 10000,\r\n   //Basement Contents Coverage: 0 - 10k, only for buildings with Basement foundations\r\n   \"basementCoverage\": 5000,\r\n\r\n\r\n   // policy holder information\r\n   \"companyName\" : \"CompanyNameField\",\r\n   \"firstName\": \"Joe\",\r\n   \"lastName\": \"Test\",\r\n   \"email\": \"test@test.com\",\r\n   \"phone\": \"8135551212\",\r\n   \"coApplicantFirstName\": null,\r\n   \"coApplicantLastName\": null,\r\n\r\n   // 1 = mailing address is same\r\n   // 0 = mailing address is different\r\n   \"isMailingSameAsProperty\": true,\r\n   // if isMailingSameAsProperty = false, these cannot be blank (except addr2)\r\n   \"mailingAddr1\": \"\",\r\n   \"mailingAddr2\": \"\",\r\n   \"mailingCity\": \"\",\r\n   \"mailingZip\": \"\",\r\n\r\n   //enumerations - refer to documentation\r\n   \"billInitial\": \"insured\",\r\n   \"billOnRenewal\": \"insured\",\r\n   \"deliveryMethod\": \"electronic\",\r\n   \"paymentMethod\": \"credit\",\r\n   \r\n   \r\n   // up to 3\r\n   \"lienholderList\": [{\r\n      \"name\": \"Bank of Trust\",\r\n      \"loan_number\": \"ABC123\",\r\n      \"addr1\": \"100 Main Ave\",\r\n      \"city\": \"Tampa\",\r\n      \"state\":\"FL\",\r\n      \"zip\": \"33611\"\r\n   }]\r\n  }\r\n}\r\n"},"url":"{{host}}/api/v4/rater/quotes","description":"<h1 id=\"enumerations\">Enumerations</h1>\n<p>Values are case sensitive. Recommended default values for a quick quote are in <strong>bold</strong>. For most parameters, default values are automatically applied if values are not passed. These must be corrected in order to bind a policy.</p>\n<h2 id=\"producttype\">ProductType</h2>\n<ul>\n<li>RCBAPExcess</li>\n</ul>\n<h2 id=\"claims-string\">claims (string)</h2>\n<ul>\n<li><strong>none</strong></li>\n<li>oneUnder25k</li>\n<li>oneOver25k</li>\n<li>twoOrMore</li>\n</ul>\n<h2 id=\"occupancy-string-for-rcbap\">occupancy (string) for RCBAP:</h2>\n<ul>\n<li><strong>rcbap</strong></li>\n</ul>\n<h2 id=\"foundationtype-string\">foundationType (string)</h2>\n<ul>\n<li>slab</li>\n<li>hasBasement</li>\n<li>crawlspaceElevated</li>\n<li>crawlspaceSubgrade</li>\n<li>elevatedOnPostPilesPiers</li>\n<li>elevatedWithEnclosureOnPostPilesPiers</li>\n<li>elevatedWithEnclosure</li>\n</ul>\n<h2 id=\"propertytype-string\">propertyType (string)</h2>\n<ul>\n<li>CondoAssoc</li>\n</ul>\n<h4 id=\"additional-quoting-notes\">Additional Quoting Notes:</h4>\n<p>For <em><strong>CondoAssoc (RCBAP) (only &gt;=75% Residential),</strong></em> you must<br />set both numberOfStories (defaults to 1) and<br />set the numberOfUnits with product=RCBAP</p>\n<p>NOTE: If product=Commercial, and propertyType, numberOfStories and numberOfUnits is not specified, it will default to propertyType=Commercial with 1 unit.</p>\n<h2 id=\"constructiontype-string\">constructionType (string)</h2>\n<ul>\n<li><strong>wood</strong></li>\n<li>steel</li>\n<li>masonry</li>\n<li>concrete</li>\n<li>other</li>\n</ul>\n<h2 id=\"numberofstories-string\">numberOfStories (string)</h2>\n<p>A value of \"3\" means 3 or more</p>\n<ul>\n<li><strong>1</strong></li>\n<li>2</li>\n<li>3</li>\n</ul>\n","urlObject":{"path":["api","v4","rater","quotes"],"host":["{{host}}"],"query":[],"variable":[]}},"response":[{"id":"c58a4b75-9f44-40fd-bb7d-1136591dcf1e","name":"Create Quote (Excess RCBAP)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"{{jwt}}"}],"body":{"mode":"raw","raw":"{\r\n\r\n \"producerName\": \"Person Producer\",\r\n\r\n \"application\": {\r\n    \"productType\" : \"RCBAPExcess\",\r\n    \"propertyType\": \"CondoAssoc\",\r\n    \"occupancy\": \"rcbap\",\r\n\r\n\r\n    \"addr1\": \"925 N BEVERLY DR\",\r\n    \"city\": \"BEVERLY HILLS\",\r\n    \"state\": \"CA\",\r\n    \"zip\": \"90210\",\r\n    //\"yearBuilt\": 2017,\r\n    //\"floodZone\": \"B\",\r\n\r\n    // number of units determines coverage requirements and product type, and should not be changed after quote creation\r\n    \"numberOfUnits\": 13,\r\n\r\n   // number of stories of the entire RCBAP building\r\n    \"numberOfStories\": \"1\",\r\n\r\n    // recommend to default to 5000 for quick quote\r\n    \"deductible\": 2000,\r\n\r\n    // wait time of 10 days.  This date self-adjusts and must be within 90 days\r\n    // if hasImmediateClosing, the effectiveDate can be today.\r\n    \"hasImmediateClosing\": false,\r\n    //\"effectiveDate\": \"{{today}}\",\r\n\r\n    // if an Elevation Certificate is available, use the lower of the c2A or c2E value\r\n    // if hasEC is false, the elevation is reset to empty value\r\n    // if hasEC is true, the elevation must be a non-null value\r\n    \"hasEC\": false,\r\n    \"elevation\": null,\r\n\r\n    // default values are supplied if these are empty\r\n    // refer to the documentation for available values\r\n    \"claims\": \"\",\r\n\r\n    \"foundationType\": \"hasBasement\",\r\n    \"constructionType\": \"\",\r\n \r\n    // this is the number of stairs to the first floor, only applicable to slab foundation type, up to 8\r\n    \"numberOfSteps\": 0,\r\n\r\n\r\n   // 50k - 4M\r\n   \"buildingCoverage\": 100000,\r\n   // 0 - 500k\r\n   \"contentCoverage\": 100000,\r\n   //Pool Repair and Refill coverage - valid limits 0 - 20000\r\n   \"poolCoverage\": 10000,\r\n   //Basement Contents Coverage: 0 - 10k, only for buildings with Basement foundations\r\n   \"basementCoverage\": 5000,\r\n\r\n\r\n   // policy holder information\r\n   \"companyName\" : \"CompanyNameField\",\r\n   \"firstName\": \"Joe\",\r\n   \"lastName\": \"Test\",\r\n   \"email\": \"test@test.com\",\r\n   \"phone\": \"8135551212\",\r\n   \"coApplicantFirstName\": null,\r\n   \"coApplicantLastName\": null,\r\n\r\n   // 1 = mailing address is same\r\n   // 0 = mailing address is different\r\n   \"isMailingSameAsProperty\": true,\r\n   // if isMailingSameAsProperty = false, these cannot be blank (except addr2)\r\n   \"mailingAddr1\": \"\",\r\n   \"mailingAddr2\": \"\",\r\n   \"mailingCity\": \"\",\r\n   \"mailingZip\": \"\",\r\n\r\n   //enumerations - refer to documentation\r\n   \"billInitial\": \"insured\",\r\n   \"billOnRenewal\": \"insured\",\r\n   \"deliveryMethod\": \"electronic\",\r\n   \"paymentMethod\": \"credit\",\r\n   \r\n   \r\n   // up to 3\r\n   \"lienholderList\": [{\r\n      \"name\": \"Bank of Trust\",\r\n      \"loan_number\": \"ABC123\",\r\n      \"addr1\": \"100 Main Ave\",\r\n      \"city\": \"Tampa\",\r\n      \"state\":\"FL\",\r\n      \"zip\": \"33611\"\r\n   }]\r\n  }\r\n}\r\n"},"url":"{{host}}/api/v4/rater/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Mon, 06 May 2024 14:12:11 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"Content-Encoding","value":"gzip"},{"key":"vary","value":"Accept-Encoding"},{"key":"request-context","value":"appId=cid-v1:b37749d7-1f06-4689-902e-59978f1f59de"},{"key":"CF-Cache-Status","value":"DYNAMIC"},{"key":"Server","value":"cloudflare"},{"key":"CF-RAY","value":"87f99043bc0b4c2b-MIA"}],"cookie":[],"responseTime":null,"body":"{\n    \"userID\": null,\n    \"brokerId\": \"8a87a8d3-77ef-4ba8-871e-4823c2a25abf\",\n    \"agentNo\": \"FL0008\",\n    \"producerName\": \"Person Producer\",\n    \"producerLicense\": null,\n    \"isDirectToConsumer\": false,\n    \"quoteNumber\": \"CA4127AAG79NRZ\",\n    \"status\": \"approved\",\n    \"isBound\": false,\n    \"dateBound\": \"0001-01-01T00:00:00\",\n    \"isLocationBound\": false,\n    \"link\": \"https://dev.neptuneflood.com/agent-hub/#/quote/CA4127AAG79NRZ/auth/eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJhdWQiOiJbXSIsInN1YiI6ImJyb2tlcjo4YTg3YThkMy03N2VmLTRiYTgtODcxZS00ODIzYzJhMjVhYmYiLCJVc2VyVHlwZSI6IjIiLCJCcm9rZXJTZWNyZXQiOiJkZjdkNjkxMS0xZjI1LTRkODAtYmRiNi05YTQzODI4YzUxYjgiLCJBZ2VudFNlY3JldCI6IkMzRDQ2QTAxLUE4NUMtNDA2OS1CMjJGLTMzREU5MkZFQkU2OF9sb2dpbiIsIkFnZW50Tm8iOiJGTDAwMDgiLCJBZ2VudElkIjoiMTIwMDEiLCJFeHBpcmF0aW9uIjoiNS8yMC8yMDI0IDI6MTI6MTEgUE0iLCJTdGF0dXMiOiJBIiwibmJmIjoxNzE1MDA0NzMxLCJleHAiOjE3MTYyMTQzMzEsImlhdCI6MTcxNTAwNDczMX0.tbvt5p3dGJ9V3zrPoFd4v2igDA4_8ya5gwm87CkSF90\",\n    \"createdAt\": \"2024-05-06T14:12:11\",\n    \"updatedAt\": \"2024-05-06T14:12:11\",\n    \"application\": {\n        \"streetNo\": null,\n        \"streetName\": null,\n        \"addr1\": \"925 N BEVERLY DR\",\n        \"addr2\": null,\n        \"city\": \"BEVERLY HILLS\",\n        \"state\": \"CA\",\n        \"zip\": \"90210\",\n        \"claims\": \"none\",\n        \"basementConstruction\": \"none\",\n        \"occupancy\": \"RCBAP\",\n        \"BuildingOwner\": null,\n        \"condoFloor\": 0,\n        \"yearBuilt\": 1941,\n        \"foundationType\": \"hasBasement\",\n        \"numberOfSteps\": 0,\n        \"hasEC\": false,\n        \"elevation\": 0,\n        \"numberOfStories\": \"1\",\n        \"constructionType\": \"wood\",\n        \"propertyType\": \"rcbap\",\n        \"buildingCoverage\": 100000,\n        \"contentCoverage\": 100000,\n        \"deductible\": 0,\n        \"rentalInterruptionCoverage\": 0,\n        \"coverageILimit\": 0,\n        \"coverageKLimit\": 0,\n        \"basementCoverage\": 5000,\n        \"poolCoverage\": 10000,\n        \"unattachedStructureCoverage\": 0,\n        \"hasOptionalTemporaryLivingExpenses\": false,\n        \"hasOptionalReplacementCost\": false,\n        \"firstName\": \"(TEST) Joe\",\n        \"lastName\": \"(TEST) Test\",\n        \"coApplicantFirstName\": null,\n        \"coApplicantLastName\": null,\n        \"coApplicantPhone\": null,\n        \"coApplicantEmail\": null,\n        \"email\": \"test@test.com\",\n        \"phone\": \"8135551212\",\n        \"isMailingSameAsProperty\": true,\n        \"floodZone\": \"X\",\n        \"mailingAddr1\": \"925 N BEVERLY DR\",\n        \"mailingAddr2\": null,\n        \"mailingCity\": \"BEVERLY HILLS\",\n        \"mailingState\": \"CA\",\n        \"mailingZip\": \"90210\",\n        \"mailingCountry\": \"US\",\n        \"effectiveDate\": \"2024-05-16T00:00:00\",\n        \"inceptionDate\": \"2024-05-16T00:00:00\",\n        \"billInitial\": \"insured\",\n        \"billOnRenewal\": \"insured\",\n        \"paymentMethod\": \"credit\",\n        \"deliveryMethod\": \"electronic\",\n        \"hasImmediateClosing\": false,\n        \"lienholderList\": [\n            {\n                \"lienholder_id\": 0,\n                \"name\": \"Bank of Trust\",\n                \"loan_number\": \"ABC123\",\n                \"addr1\": \"100 Main Ave\",\n                \"addr2\": null,\n                \"city\": \"Tampa\",\n                \"state\": \"FL\",\n                \"zip\": \"33611\",\n                \"IsAddressVerified\": false,\n                \"mortgage_clause\": null,\n                \"PrimaryOrder\": null\n            }\n        ],\n        \"companyName\": \"CompanyNameField\",\n        \"squareFeet\": 6531,\n        \"productType\": \"rcbapExcess\",\n        \"numberOfUnits\": 13,\n        \"paymentInterval\": \"annual\",\n        \"earthquakeCoverage\": 0,\n        \"entireMultifamilyBldg\": false\n    },\n    \"policy\": {\n        \"basePremium\": 1403,\n        \"optionalCoveragePremium\": 58,\n        \"policyFee\": 800,\n        \"surplusTax\": 71.9,\n        \"totalPremium\": 2332.9,\n        \"coverageA\": 1318,\n        \"coverageB\": 85,\n        \"coverageE\": 0,\n        \"coverageF\": 40,\n        \"coverageG\": 18,\n        \"coverageH\": 0,\n        \"coverageI\": 0,\n        \"coverageK\": 0,\n        \"deductibleAdjustment\": 0,\n        \"surplusTaxPolicyPremium\": 67.83,\n        \"surplusTaxPolicyFee\": 0,\n        \"fireMarshallTax\": 0,\n        \"mWUAFeePolicyPremium\": 0,\n        \"mWUAFeePolicyFee\": 0,\n        \"stampingFeesPolicyPremium\": 4.07,\n        \"stampingFeesPolicyFee\": 0,\n        \"maintenanceAssessment\": 0,\n        \"firemanTax\": 0,\n        \"municipalTax\": 0,\n        \"transactionFeePolicyPremium\": 0,\n        \"TransactionFeePolicyFee\": 0,\n        \"emergencyFundSurcharge\": 0\n    },\n    \"riskColorCode\": \"Yellow\",\n    \"rcvEstimate\": 1396358.33,\n    \"qaOverrides\": null,\n    \"errorList\": []\n}"}],"_postman_id":"7fb2bdb3-3f35-4196-93f1-ff4965d654b5"}],"id":"29784164-ab65-4190-a1e5-9524faa14f48","description":"<p>Neptune now offers the ability to quote excess flood products via the same Quick Quote endpoints used for quoting primary flood.</p>\n<p>With the following exceptions, the inputs used to create excess flood quotes are identical to the inputs to create primary flood quotes, including coverage limits and optional coverages:</p>\n<ul>\n<li><p>isDirectToConsumer - Neptune does not currently offer Excess Flood products Direct-To-Consumer, this should be left out of excess quote requests</p>\n</li>\n<li><p>productType</p>\n<ul>\n<li>residentialExcess</li>\n<li>commercialExcess</li>\n<li>rcbapExcess</li>\n</ul>\n</li>\n<li><p>Coverage A limit for Excess RCBAP is $4MM</p>\n</li>\n<li><p>deductible - Excess flood policies do not have a deductible, this should be left out of excess quote requests</p>\n</li>\n<li><p>billInitial / billOnRenewal - Excess flood policies are not able to be billed to bank, this should be left out of excess quote requests</p>\n</li>\n</ul>\n<p>To learn more about Neptune's Excess Flood offerings, please visit <a href=\"https://neptuneflood.com/excess/\">Neptuneflood.com/Excess</a></p>\n","_postman_id":"29784164-ab65-4190-a1e5-9524faa14f48"},{"name":"Create Parametric Earthquake Quote","item":[{"name":"Create Quote (earthquake)","event":[{"listen":"prerequest","script":{"id":"6d58ac9b-eb99-4ec0-8cda-2245d04bd511","exec":["Date.prototype.mmddyyyy = function() {","    var mm = this.getMonth() + 1;","    var dd = this.getDate() + 1;","    ","    return [","        (mm>9 ? 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Recommended default values for a quick quote are in <strong>bold</strong>. For most parameters, default values are automatically applied if values are not passed. These must be corrected in the Neptune portal in order to bind a policy.</p>\n<h2 id=\"producttype-string\">productType (string)</h2>\n<p>We offer Residential and Commercial parametric earthquake policies</p>\n<ul>\n<li>ResidentialEarthquake</li>\n<li>CommercialEarthquake</li>\n</ul>\n<h2 id=\"earthquakecoverage-numeric\">earthquakeCoverage (numeric)</h2>\n<p>We offer parametric earthquake coverages in increments of $10k.</p>\n<p>Residential policies offer $10k or $20k, and Commercial policies offer $10k-$50k.</p>\n<p>Should be sent as 10000 or 50000 for example.</p>\n","urlObject":{"path":["api","v4","rater","quotes"],"host":["{{host}}"],"query":[],"variable":[]}},"response":[{"id":"e9a0f537-1a33-4abe-af5e-5696b49e8c66","name":"Create Quote (earthquake)","originalRequest":{"method":"POST","header":[{"key":"Content-Type","name":"Content-Type","value":"application/json","type":"text"},{"key":"Authorization","value":"{{jwt}}"}],"body":{"mode":"raw","raw":"{\r\n    \"agentNo\": \"FL0008\",\r\n    \"isDirectToConsumer\": false,\r\n    \"application\": {\r\n\r\n//productType for a standalone earthquake quote is either ResidentialEarthquake or CommercialEarthquake\r\n        \"productType\": \"ResidentialEarthquake\",\r\n        \"addr1\": \"1640 CAMINO DE LA REINA\",\r\n        \"addr2\": null,\r\n        \"city\": \"SAN DIEGO\",\r\n        \"state\": \"CA\",\r\n        \"zip\": \"92108\",\r\n\r\n//earthquakeCoverage should be 10k/20k for residential, or 10k-50k (in 10k increments) for commercial\r\n        \"earthquakeCoverage\": 20000,\r\n\r\n//Company Name is named insured on Commercial policies\r\n        //\"companyName\": \"CompanyABC\",\r\n\r\n//The names below are named insureds on Residential policies, or additional contacts on Commercial policies\r\n        \"firstName\": \"Joe\",\r\n        \"lastName\": \"Test\",\r\n        \"coApplicantFirstName\": null,\r\n        \"coApplicantLastName\": null,\r\n\r\n//Policyholder contact information\r\n        \"email\": \"test@test.com\",\r\n        \"phone\": \"8135551212\",\r\n\r\n\r\n        \"isMailingSameAsProperty\": true,\r\n// if isMailingSameAsProperty = false, these cannot be blank (except addr2)\r\n        \"mailingAddr1\": \"\",\r\n        \"mailingAddr2\": \"\",\r\n        \"mailingCity\": \"\",\r\n        \"mailingZip\": \"\"\r\n\r\n    }\r\n}","options":{"raw":{"language":"json"}}},"url":"{{host}}/api/v4/rater/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 08 Aug 2023 15:00:13 GMT"},{"key":"Content-Type","value":"application/json; 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This date self-adjusts and must be within 90 days\r\n    // if hasImmediateClosing, the effectiveDate can be today.\r\n    \"hasImmediateClosing\": false,\r\n    \"effectiveDate\": \"\",\r\n\r\n    // if an ec is available, use the first floor elevation\r\n    // if hasEC is false, the elevation is reset to empty value\r\n    // if hasEC is true, the elevation must be a non-null value\r\n    \"hasEC\": false,\r\n    \"elevation\": null,\r\n\r\n    // default values are supplied if these are empty\r\n    // refer to the documentation for available values\r\n    \"claims\": \"twoOrMore\",\r\n    \"basementConstruction\": \"\",\r\n    \"occupancy\": \"\",\r\n    \"foundationType\": \"slab\",\r\n    \"constructionType\": \"\",\r\n    \"propertyType\": \"\",\r\n\r\n    // this is the number of stairs to the first floor\r\n    \"numberOfSteps\": 0,\r\n\r\n    // number of stories of the home or unit\r\n    \"numberOfStories\": \"1\",\r\n    // which floor the condo or unit is on.\r\n    // only applies if occupancy=condo\r\n    \"condoFloor\": 0,\r\n\r\n   // 50k - 500k\r\n   \"buildingCoverage\": 200000,\r\n   // 0 - 200k\r\n   \"contentCoverage\": 0,\r\n   // basement contents: 0 - 10k\r\n   \"basementCoverage\": 0,\r\n   // 0 - 10k\r\n   \"poolCoverage\": 0,\r\n   // 0 - 50k\r\n   \"unattachedStructureCoverage\": 0,\r\n   \"hasOptionalTemporaryLivingExpenses\": false,\r\n   // only for contents\r\n   \"hasOptionalReplacementCost\": false,\r\n\r\n   // policy holder information\r\n   \"firstName\": \"Joe\",\r\n   \"lastName\": \"Test\",\r\n   \"email\": \"test@test.com\",\r\n   \"phone\": \"8135551212\",\r\n   \"coApplicantFirstName\": null,\r\n   \"coApplicantLastName\": null,\r\n\r\n   // 1 = mailing address is same\r\n   // 0 = mailing address is different\r\n   \"isMailingSameAsProperty\": true,\r\n   // if isMailingSameAsProperty = false, these cannot be blank (except addr2)\r\n   \"mailingAddr1\": \"\",\r\n   \"mailingAddr2\": \"\",\r\n   \"mailingCity\": \"\",\r\n   \"mailingZip\": \"\",\r\n\r\n   //enumerations - refer to documentation\r\n   \"billInitial\": \"insured\",\r\n   \"billOnRenewal\": \"insured\",\r\n   \"deliveryMethod\": \"electronic\",\r\n   \"paymentMethod\": \"credit\",\r\n   \r\n   // producer name/license. 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This date self-adjusts and must be within 90 days\r\n    // if hasImmediateClosing, the effectiveDate can be today.\r\n    \"hasImmediateClosing\": false,\r\n    \"effectiveDate\": \"\",\r\n\r\n    // if an ec is available, use the first floor elevation\r\n    // if hasEC is false, the elevation is reset to empty value\r\n    // if hasEC is true, the elevation must be a non-null value\r\n    \"hasEC\": false,\r\n    \"elevation\": null,\r\n\r\n    // default values are supplied if these are empty\r\n    // refer to the documentation for available values\r\n    \"claims\": \"\",\r\n    \"basementConstruction\": \"\",\r\n    \"occupancy\": \"\",\r\n    \"foundationType\": \"slab\",\r\n    \"constructionType\": \"\",\r\n    \"propertyType\": \"\",\r\n\r\n    // this is the number of stairs to the first floor\r\n    \"numberOfSteps\": 0,\r\n\r\n    // number of stories of the home or unit\r\n    \"numberOfStories\": \"1\",\r\n    // which floor the condo or unit is on.\r\n    // only applies if occupancy=condo\r\n    \"condoFloor\": 0,\r\n\r\n   // 50k - 500k\r\n   \"buildingCoverage\": 200000,\r\n   // 0 - 200k\r\n   \"contentCoverage\": 0,\r\n   // basement contents: 0 - 10k\r\n   \"basementCoverage\": 0,\r\n   // 0 - 10k\r\n   \"poolCoverage\": 0,\r\n   // 0 - 50k\r\n   \"unattachedStructureCoverage\": 0,\r\n   \"hasOptionalTemporaryLivingExpenses\": false,\r\n   // only for contents\r\n   \"hasOptionalReplacementCost\": false,\r\n\r\n   // policy holder information\r\n   \"firstName\": \"Joe\",\r\n   \"lastName\": \"Test\",\r\n   \"email\": \"test@test.com\",\r\n   \"phone\": \"8135551212\",\r\n   \"coApplicantFirstName\": null,\r\n   \"coApplicantLastName\": null,\r\n\r\n   // 1 = mailing address is same\r\n   // 0 = mailing address is different\r\n   \"isMailingSameAsProperty\": true,\r\n   // if isMailingSameAsProperty = false, these cannot be blank (except addr2)\r\n   \"mailingAddr1\": \"\",\r\n   \"mailingAddr2\": \"\",\r\n   \"mailingCity\": \"\",\r\n   \"mailingZip\": \"\",\r\n\r\n   //enumerations - refer to documentation\r\n   \"billInitial\": \"insured\",\r\n   \"billOnRenewal\": \"insured\",\r\n   \"deliveryMethod\": \"electronic\",\r\n   \"paymentMethod\": \"credit\",\r\n   \r\n   // producer name/license. 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\"isMailingSameAsProperty\": true,\n        \"floodZone\": \"X\",\n        \"mailingAddr1\": \"3770 NW 59TH AVE\",\n        \"mailingAddr2\": null,\n        \"mailingCity\": \"VIRGINIA GARDENS\",\n        \"mailingState\": \"FL\",\n        \"mailingZip\": \"33166\",\n        \"mailingCountry\": \"US\",\n        \"effectiveDate\": \"2022-11-18T00:00:00\",\n        \"inceptionDate\": \"2022-11-18T00:00:00\",\n        \"billInitial\": \"insured\",\n        \"billOnRenewal\": \"insured\",\n        \"paymentMethod\": \"credit\",\n        \"deliveryMethod\": \"electronic\",\n        \"hasImmediateClosing\": false,\n        \"lienholderList\": [\n            {\n                \"lienholder_id\": 0,\n                \"name\": \"Bank of Trust\",\n                \"loan_number\": \"ABC123\",\n                \"addr1\": \"100 Penn Ave\",\n                \"addr2\": null,\n                \"city\": \"Washington DC\",\n                \"state\": null,\n                \"zip\": \"20001\",\n          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// wait time of 5 days.  This date self-adjusts and must be within 90 days\r\n    // if hasImmediateClosing, the effectiveDate can be today.\r\n    \"hasImmediateClosing\": false,\r\n    \"effectiveDate\": \"{{today}}\",\r\n\r\n    // if an ec is available, use the first floor elevation\r\n    // if hasEC is false, the elevation is reset to empty value\r\n    // if hasEC is true, the elevation must be a non-null value\r\n    \"hasEC\": false,\r\n    \"elevation\": null,\r\n\r\n    // default values are supplied if these are empty\r\n    // refer to the documentation for available values\r\n    \"claims\": \"\",\r\n    \"basementConstruction\": \"\",\r\n    \"occupancy\": \"\",\r\n    \"foundationType\": \"\",\r\n    \"constructionType\": \"\",\r\n    \"propertyType\": \"\",\r\n\r\n    // this is the number of stairs to the first floor\r\n    \"numberOfSteps\": 0,\r\n\r\n    // number of stories of the home or unit\r\n    \"numberOfStories\": \"1\",\r\n    // which floor the condo or unit is on.\r\n    // only applies if occupancy=condo\r\n    \"condoFloor\": 0,\r\n\r\n   // 50k - 500k\r\n   \"buildingCoverage\": 500000,\r\n   // 0 - 200k\r\n   \"contentCoverage\": 0,\r\n   // basement contents: 0 - 10k\r\n   \"basementCoverage\": 0,\r\n   // 0 - 10k\r\n   \"poolCoverage\": 0,\r\n   // 0 - 50k\r\n   \"unattachedStructureCoverage\": 0,\r\n   \"hasOptionalTemporaryLivingExpenses\": false,\r\n   // only for contents\r\n   \"hasOptionalReplacementCost\": false,\r\n\r\n   // policy holder information\r\n   \"firstName\": \"Joe\",\r\n   \"lastName\": \"Test\",\r\n   \"email\": \"test@test.com\",\r\n   \"phone\": \"8135551212\",\r\n   \"coApplicantFirstName\": null,\r\n   \"coApplicantLastName\": null,\r\n\r\n   // 1 = mailing address is same\r\n   // 0 = mailing address is different\r\n   \"isMailingSameAsProperty\": true,\r\n   // if isMailingSameAsProperty = false, these cannot be blank (except addr2)\r\n   \"mailingAddr1\": \"\",\r\n   \"mailingAddr2\": \"\",\r\n   \"mailingCity\": \"\",\r\n   \"mailingZip\": \"\",\r\n\r\n   //enumerations - refer to documentation\r\n   \"billInitial\": \"insured\",\r\n   \"billOnRenewal\": \"insured\",\r\n   \"deliveryMethod\": \"electronic\",\r\n   \"paymentMethod\": \"credit\",\r\n   // up to 3\r\n   \"lienholderList\": [{\r\n      \"name\": \"Bank of Trust\",\r\n      \"loan_number\": \"ABC123\",\r\n      \"addr1\": \"100 Penn Ave\",\r\n      \"city\": \"Washington DC\",\r\n      \"zip\": \"20001\"\r\n   }]\r\n  }\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"{{host}}/api/v4/rater/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 08 Nov 2022 20:43:21 GMT"},{"key":"Content-Type","value":"application/json; 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\"condoFloor\": 0,\n        \"yearBuilt\": 1959,\n        \"foundationType\": \"Slab\",\n        \"numberOfSteps\": 0,\n        \"hasEC\": false,\n        \"elevation\": 0,\n        \"numberOfStories\": \"1\",\n        \"constructionType\": \"other\",\n        \"propertyType\": \"primaryHome\",\n        \"buildingCoverage\": 500000,\n        \"contentCoverage\": 0,\n        \"deductible\": 5000,\n        \"rentalInterruptionCoverage\": 0,\n        \"basementCoverage\": 0,\n        \"poolCoverage\": 0,\n        \"unattachedStructureCoverage\": 0,\n        \"hasOptionalTemporaryLivingExpenses\": false,\n        \"hasOptionalReplacementCost\": false,\n        \"firstName\": \"(TEST) Joe\",\n        \"lastName\": \"(TEST) Test\",\n        \"coApplicantFirstName\": null,\n        \"coApplicantLastName\": null,\n        \"coApplicantPhone\": null,\n        \"coApplicantEmail\": null,\n        \"email\": \"test@test.com\",\n        \"phone\": \"8135551212\",\n        \"isMailingSameAsProperty\": true,\n        \"floodZone\": \"AE\",\n        \"mailingAddr1\": \"4235 MOODY ST\",\n        \"mailingAddr2\": null,\n        \"mailingCity\": \"ST PETE BEACH\",\n        \"mailingState\": \"FL\",\n        \"mailingZip\": \"33706\",\n        \"mailingCountry\": \"US\",\n        \"effectiveDate\": \"2022-11-18T00:00:00\",\n        \"inceptionDate\": \"2022-11-18T00:00:00\",\n        \"billInitial\": \"insured\",\n        \"billOnRenewal\": \"insured\",\n        \"paymentMethod\": \"credit\",\n        \"deliveryMethod\": \"electronic\",\n        \"hasImmediateClosing\": false,\n        \"lienholderList\": [\n            {\n                \"lienholder_id\": 0,\n                \"name\": \"Bank of Trust\",\n                \"loan_number\": \"ABC123\",\n                \"addr1\": \"100 Penn Ave\",\n                \"addr2\": null,\n                \"city\": \"Washington DC\",\n                \"state\": null,\n                \"zip\": \"20001\",\n               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\"stampingFeesPolicyFee\": 0,\n        \"maintenanceAssessment\": 0,\n        \"firemanTax\": 0,\n        \"municipalTax\": 0,\n        \"transactionFeePolicyPremium\": 0,\n        \"TransactionFeePolicyFee\": 0,\n        \"emergencyFundSurcharge\": 0\n    },\n    \"errorList\": [\n        {\n            \"Error\": \"This specific property does not meet Neptune's underwriting criteria. (212)\",\n            \"Type\": \"rate\",\n            \"IsRatable\": false,\n            \"MsgId\": 212\n        }\n    ]\n}"},{"id":"c30162ce-53f3-472e-9ebd-055d92980748","name":"200 Ok - Direct to consumer with aggregation error","originalRequest":{"method":"POST","header":[{"key":"Content-Type","name":"Content-Type","value":"application/json","type":"text"},{"key":"Authorization","value":"{{jwt}}"}],"body":{"mode":"raw","raw":"{\r\n \r\n // this can only be set when creating a new quote\r\n // it cannot be updated later\r\n \"isDirectToConsumer\": true,\r\n\r\n \"application\": {\r\n    \"addr1\": \"14908 rocky ledge dr\",\r\n    \"city\": \"tampa\",\r\n    \"state\": \"FL\",\r\n    \"zip\": \"33556\",\r\n    \"yearBuilt\": 1993,\r\n\r\n    // recommend to default to 5000 for quick quote\r\n    \"deductible\": 5000,\r\n\r\n    // wait time of 5 days.  This date self-adjusts and must be within 90 days\r\n    // if hasImmediateClosing, the effectiveDate can be today.\r\n    \"hasImmediateClosing\": false,\r\n    \"effectiveDate\": \"{{today}}\",\r\n\r\n    // if an ec is available, use the first floor elevation\r\n    // if hasEC is false, the elevation is reset to empty value\r\n    // if hasEC is true, the elevation must be a non-null value\r\n    \"hasEC\": false,\r\n    \"elevation\": null,\r\n\r\n    // default values are supplied if these are empty\r\n    // refer to the documentation for available values\r\n    \"claims\": \"\",\r\n    \"basementConstruction\": \"\",\r\n    \"occupancy\": \"\",\r\n    \"foundationType\": \"\",\r\n    \"constructionType\": \"\",\r\n    \"propertyType\": \"\",\r\n\r\n    // this is the number of stairs to the first floor\r\n    \"numberOfSteps\": 0,\r\n\r\n    // number of stories of the home or unit\r\n    \"numberOfStories\": \"1\",\r\n    // which floor the condo or unit is on.\r\n    // only applies if occupancy=condo\r\n    \"condoFloor\": 0,\r\n\r\n   // 50k - 500k\r\n   \"buildingCoverage\": 250000,\r\n   // 0 - 200k\r\n   \"contentCoverage\": 100000,\r\n   // basement contents: 0 - 10k\r\n   \"basementCoverage\": 0,\r\n   // 0 - 10k\r\n   \"poolCoverage\": 0,\r\n   // 0 - 50k\r\n   \"unattachedStructureCoverage\": 0,\r\n   \"hasOptionalTemporaryLivingExpenses\": false,\r\n   // only for contents\r\n   \"hasOptionalReplacementCost\": false,\r\n\r\n   // policy holder information\r\n   \"firstName\": \"Joe\",\r\n   \"lastName\": \"Test\",\r\n   \"email\": \"test@test.com\",\r\n   \"phone\": \"8135551212\",\r\n   \"coApplicantFirstName\": null,\r\n   \"coApplicantLastName\": null,\r\n\r\n   // 1 = mailing address is same\r\n   // 0 = mailing address is different\r\n   \"isMailingSameAsProperty\": true,\r\n   // if isMailingSameAsProperty = false, these cannot be blank (except addr2)\r\n   \"mailingAddr1\": \"\",\r\n   \"mailingAddr2\": \"\",\r\n   \"mailingCity\": \"\",\r\n   \"mailingZip\": \"\",\r\n\r\n   //enumerations - refer to documentation\r\n   \"billInitial\": \"insured\",\r\n   \"billOnRenewal\": \"insured\",\r\n   \"deliveryMethod\": \"electronic\",\r\n   \"paymentMethod\": \"credit\",\r\n   // up to 3\r\n   \"lienholderList\": [{\r\n      \"name\": \"Bank of Trust\",\r\n      \"loan_number\": \"ABC123\",\r\n      \"addr1\": \"100 Penn Ave\",\r\n      \"city\": \"Washington DC\",\r\n      \"zip\": \"20001\"\r\n   }]\r\n  }\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"{{host}}/api/v4/rater/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 08 Nov 2022 20:44:54 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"Request-Context","value":"appId=cid-v1:b37749d7-1f06-4689-902e-59978f1f59de"},{"key":"X-Powered-By","value":"ASP.NET"},{"key":"CF-Cache-Status","value":"DYNAMIC"},{"key":"Server","value":"cloudflare"},{"key":"CF-RAY","value":"7671262dad22370a-MIA"},{"key":"Content-Encoding","value":"gzip"}],"cookie":[],"responseTime":null,"body":"{\n    \"userID\": null,\n    \"brokerId\": \"adee099d-bb8b-44aa-9f3a-9816e641261d\",\n    \"agentNo\": \"FL0008\",\n    \"producerName\": null,\n    \"producerLicense\": null,\n    \"isDirectToConsumer\": true,\n    \"quoteNumber\": \"FL2312DVA2OQE\",\n    \"status\": \"approved\",\n    \"isBound\": false,\n    \"dateBound\": \"0001-01-01T00:00:00\",\n    \"isLocationBound\": false,\n    \"link\": \"https://dev.neptuneflood.com/consumer-app/checkout/?quote=RkwyMzEyRFZBMk9RRQ==\",\n    \"createdAt\": \"2022-11-08T20:44:53\",\n    \"updatedAt\": \"2022-11-08T20:44:54\",\n    \"application\": {\n        \"streetNo\": null,\n        \"streetName\": null,\n        \"addr1\": \"14908 ROCKY LEDGE DR\",\n        \"addr2\": null,\n        \"city\": \"TAMPA\",\n        \"state\": \"FL\",\n        \"zip\": \"33625\",\n        \"claims\": \"none\",\n        \"basementConstruction\": \"none\",\n        \"occupancy\": \"singleFamily\",\n        \"BuildingOwner\": null,\n        \"condoFloor\": 0,\n        \"yearBuilt\": 1993,\n        \"foundationType\": \"Slab\",\n        \"numberOfSteps\": 0,\n        \"hasEC\": false,\n        \"elevation\": 0,\n        \"numberOfStories\": \"1\",\n        \"constructionType\": \"other\",\n        \"propertyType\": \"primaryHome\",\n        \"buildingCoverage\": 250000,\n        \"contentCoverage\": 100000,\n        \"deductible\": 5000,\n        \"rentalInterruptionCoverage\": 0,\n        \"basementCoverage\": 0,\n        \"poolCoverage\": 0,\n        \"unattachedStructureCoverage\": 0,\n        \"hasOptionalTemporaryLivingExpenses\": false,\n        \"hasOptionalReplacementCost\": false,\n        \"firstName\": \"(TEST) Joe\",\n        \"lastName\": \"(TEST) Test\",\n        \"coApplicantFirstName\": null,\n        \"coApplicantLastName\": null,\n        \"coApplicantPhone\": null,\n        \"coApplicantEmail\": null,\n        \"email\": \"test@test.com\",\n        \"phone\": \"8135551212\",\n        \"isMailingSameAsProperty\": true,\n        \"floodZone\": \"X\",\n        \"mailingAddr1\": \"14908 ROCKY LEDGE DR\",\n        \"mailingAddr2\": null,\n        \"mailingCity\": \"TAMPA\",\n        \"mailingState\": \"FL\",\n        \"mailingZip\": \"33625\",\n        \"mailingCountry\": \"US\",\n        \"effectiveDate\": \"2022-11-18T00:00:00\",\n        \"inceptionDate\": \"2022-11-18T00:00:00\",\n        \"billInitial\": \"insured\",\n        \"billOnRenewal\": \"insured\",\n        \"paymentMethod\": \"credit\",\n        \"deliveryMethod\": \"electronic\",\n        \"hasImmediateClosing\": false,\n        \"lienholderList\": [\n            {\n                \"lienholder_id\": 0,\n                \"name\": \"Bank of Trust\",\n                \"loan_number\": \"ABC123\",\n                \"addr1\": \"100 Penn Ave\",\n                \"addr2\": null,\n                \"city\": \"Washington DC\",\n                \"state\": null,\n                \"zip\": \"20001\",\n                \"IsAddressVerified\": false,\n                \"mortgage_clause\": null\n            }\n        ],\n        \"companyName\": null,\n        \"squareFeet\": 1825,\n        \"productType\": \"residential\",\n        \"numberOfUnits\": 0,\n        \"paymentInterval\": \"annual\",\n        \"earthquakeCoverage\": 0\n    },\n    \"policy\": {\n        \"basePremium\": 583,\n        \"optionalCoveragePremium\": -53,\n        \"policyFee\": 110,\n        \"surplusTax\": 32,\n        \"totalPremium\": 672,\n        \"coverageA\": 417,\n        \"coverageB\": 166,\n        \"coverageE\": 0,\n        \"coverageF\": 0,\n        \"coverageG\": 0,\n        \"coverageH\": 0,\n        \"coverageI\": 0,\n        \"deductibleAdjustment\": -53,\n        \"surplusTaxPolicyPremium\": 31.62,\n        \"surplusTaxPolicyFee\": 0,\n        \"fireMarshallTax\": 0,\n        \"mWUAFeePolicyPremium\": 0,\n        \"mWUAFeePolicyFee\": 0,\n        \"stampingFeesPolicyPremium\": 0.38,\n        \"stampingFeesPolicyFee\": 0,\n        \"maintenanceAssessment\": 0,\n        \"firemanTax\": 0,\n        \"municipalTax\": 0,\n        \"transactionFeePolicyPremium\": 0,\n        \"TransactionFeePolicyFee\": 0,\n        \"emergencyFundSurcharge\": 0\n    },\n    \"errorList\": [\n        {\n            \"Error\": \"Property underwriting error 20/5. Please attempt again in two hours. Neptune has been notified and if this error continues please contact support@neptuneflood.com for help.\",\n            \"Type\": \"rate\",\n            \"IsRatable\": false,\n            \"MsgId\": 22\n        }\n    ]\n}"},{"id":"7d290850-f6b2-49e5-a21c-885bbe9913d3","name":"200 Ok - Invalid Foundation Type","originalRequest":{"method":"POST","header":[{"key":"Content-Type","name":"Content-Type","value":"application/json","type":"text"},{"key":"Authorization","value":"{{jwt}}"}],"body":{"mode":"raw","raw":"{\r\n\r\n// These parameters are ignored when using the getTokenV5() authentication token\r\n// In this case, they should be ommitted.\r\n //\"agentNo\": \"{{agent_no}}\",\r\n //\"password\": \"{{pass_word}}\",\r\n \r\n // this can only be set when creating a new quote\r\n // it cannot be updated later\r\n \"isDirectToConsumer\": false,\r\n\r\n \"application\": {\r\n        \"addr1\": \"1709 Atlantic Blvd\",\r\n        \"addr2\": null,\r\n        \"city\": \"Key West\",\r\n        \"state\": \"FL\",\r\n        \"zip\": \"33340\",\r\n    //\"yearBuilt\": 2017,\r\n    //\"floodZone\": \"B\",\r\n\r\n    // recommend to default to 5000 for quick quote\r\n    \"deductible\": 2000,\r\n\r\n    // wait time of 5 days.  This date self-adjusts and must be within 90 days\r\n    // if hasImmediateClosing, the effectiveDate can be today.\r\n    \"hasImmediateClosing\": false,\r\n    \"effectiveDate\": \"{{today}}\",\r\n\r\n    // if an ec is available, use the first floor elevation\r\n    // if hasEC is false, the elevation is reset to empty value\r\n    // if hasEC is true, the elevation must be a non-null value\r\n    \"hasEC\": false,\r\n    \"elevation\": null,\r\n\r\n    // default values are supplied if these are empty\r\n    // refer to the documentation for available values\r\n    \"claims\": \"\",\r\n    \"basementConstruction\": \"\",\r\n    \"occupancy\": \"\",\r\n    \"foundationType\": \"Stilts or Pilings-Enclosure with Vents\",\r\n    \"constructionType\": \"\",\r\n    \"propertyType\": \"\",\r\n\r\n    // this is the number of stairs to the first floor\r\n    \"numberOfSteps\": 0,\r\n\r\n    // number of stories of the home or unit\r\n    \"numberOfStories\": \"1\",\r\n    // which floor the condo or unit is on.\r\n    // only applies if occupancy=condo\r\n    \"condoFloor\": 0,\r\n\r\n   // 50k - 500k\r\n   \"buildingCoverage\": 200000,\r\n   // 0 - 200k\r\n   \"contentCoverage\": 0,\r\n   // basement contents: 0 - 10k\r\n   \"basementCoverage\": 0,\r\n   // 0 - 10k\r\n   \"poolCoverage\": 0,\r\n   // 0 - 50k\r\n   \"unattachedStructureCoverage\": 0,\r\n   \"hasOptionalTemporaryLivingExpenses\": false,\r\n   // only for contents\r\n   \"hasOptionalReplacementCost\": false,\r\n\r\n   // policy holder information\r\n   \"firstName\": \"Joe\",\r\n   \"lastName\": \"Test\",\r\n   \"email\": \"test@test.com\",\r\n   \"phone\": \"8135551212\",\r\n   \"coApplicantFirstName\": null,\r\n   \"coApplicantLastName\": null,\r\n\r\n   // 1 = mailing address is same\r\n   // 0 = mailing address is different\r\n   \"isMailingSameAsProperty\": true,\r\n   // if isMailingSameAsProperty = false, these cannot be blank (except addr2)\r\n   \"mailingAddr1\": \"\",\r\n   \"mailingAddr2\": \"\",\r\n   \"mailingCity\": \"\",\r\n   \"mailingZip\": \"\",\r\n\r\n   //enumerations - refer to documentation\r\n   \"billInitial\": \"insured\",\r\n   \"billOnRenewal\": \"insured\",\r\n   \"deliveryMethod\": \"electronic\",\r\n   \"paymentMethod\": \"credit\",\r\n   \r\n   // producer name/license. Required for certain states\r\n   \"producerName\": \"\",\r\n   \"producerLicense\": \"\",\r\n   \r\n   // up to 3\r\n//    \"lienholderList\": [{\r\n//       \"name\": \"Bank of Trust\",\r\n//       \"loan_number\": \"ABC123\",\r\n//       \"addr1\": \"100 Penn Ave\",\r\n//       \"city\": \"Washington DC\",\r\n//       \"zip\": \"20001\"\r\n//    }]\r\n  }\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"{{host}}/api/v4/rater/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 08 Nov 2022 20:46:15 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"Content-Encoding","value":"gzip"},{"key":"Vary","value":"Accept-Encoding"},{"key":"Request-Context","value":"appId=cid-v1:b37749d7-1f06-4689-902e-59978f1f59de"},{"key":"X-Powered-By","value":"ASP.NET"},{"key":"CF-Cache-Status","value":"DYNAMIC"},{"key":"Server","value":"cloudflare"},{"key":"CF-RAY","value":"767127f5cdc8370a-MIA"}],"cookie":[],"responseTime":null,"body":"{\n    \"userID\": null,\n    \"brokerId\": \"adee099d-bb8b-44aa-9f3a-9816e641261d\",\n    \"agentNo\": null,\n    \"producerName\": null,\n    \"producerLicense\": null,\n    \"isDirectToConsumer\": false,\n    \"quoteNumber\": null,\n    \"status\": null,\n    \"isBound\": false,\n    \"dateBound\": \"0001-01-01T00:00:00\",\n    \"isLocationBound\": false,\n    \"link\": null,\n    \"createdAt\": \"1900-01-01T00:00:00\",\n    \"updatedAt\": \"1900-01-01T00:00:00\",\n    \"application\": {\n        \"streetNo\": null,\n        \"streetName\": null,\n        \"addr1\": \"1709 ATLANTIC BLVD\",\n        \"addr2\": null,\n        \"city\": \"KEY WEST\",\n        \"state\": \"FL\",\n        \"zip\": \"33040\",\n        \"claims\": \"none\",\n        \"basementConstruction\": \"none\",\n        \"occupancy\": \"singleFamily\",\n        \"BuildingOwner\": null,\n        \"condoFloor\": 0,\n        \"yearBuilt\": 1958,\n        \"foundationType\": \"Stilts or Pilings-Enclosure with Vents\",\n        \"numberOfSteps\": 0,\n        \"hasEC\": false,\n        \"elevation\": 0,\n        \"numberOfStories\": \"1\",\n        \"constructionType\": \"other\",\n        \"propertyType\": \"primaryHome\",\n        \"buildingCoverage\": 200000,\n        \"contentCoverage\": 0,\n        \"deductible\": 2000,\n        \"rentalInterruptionCoverage\": 0,\n        \"basementCoverage\": 0,\n        \"poolCoverage\": 0,\n        \"unattachedStructureCoverage\": 0,\n        \"hasOptionalTemporaryLivingExpenses\": false,\n        \"hasOptionalReplacementCost\": false,\n        \"firstName\": \"Joe\",\n        \"lastName\": \"Test\",\n        \"coApplicantFirstName\": null,\n        \"coApplicantLastName\": null,\n        \"coApplicantPhone\": null,\n        \"coApplicantEmail\": null,\n        \"email\": \"test@test.com\",\n        \"phone\": \"8135551212\",\n        \"isMailingSameAsProperty\": true,\n        \"floodZone\": \"AE\",\n        \"mailingAddr1\": \"1709 ATLANTIC BLVD\",\n        \"mailingAddr2\": null,\n        \"mailingCity\": \"KEY WEST\",\n        \"mailingState\": \"FL\",\n        \"mailingZip\": \"33040\",\n        \"mailingCountry\": \"US\",\n        \"effectiveDate\": \"2022-11-18T00:00:00\",\n        \"inceptionDate\": \"2022-11-18T00:00:00\",\n        \"billInitial\": \"insured\",\n        \"billOnRenewal\": \"insured\",\n        \"paymentMethod\": \"credit\",\n        \"deliveryMethod\": \"electronic\",\n        \"hasImmediateClosing\": false,\n        \"lienholderList\": null,\n        \"companyName\": null,\n        \"squareFeet\": 3753,\n        \"productType\": \"residential\",\n        \"numberOfUnits\": 0,\n        \"paymentInterval\": \"annual\",\n        \"earthquakeCoverage\": 0\n    },\n    \"errorList\": [\n        {\n            \"Error\": \"invalid parameter foundation_type\",\n            \"Type\": \"validation\",\n            \"Field\": \"\",\n            \"IsRatable\": false\n        }\n    ]\n}"},{"id":"02ca1a90-701f-4269-9259-76091aec5c04","name":"200 Ok - CBRA Zone - cannot provide quote","originalRequest":{"method":"POST","header":[{"key":"Content-Type","name":"Content-Type","value":"application/json","type":"text"},{"key":"Authorization","value":"{{jwt}}"}],"body":{"mode":"raw","raw":"{\r\n\r\n// These parameters are ignored when using the getTokenV5() authentication token\r\n// In this case, they should be ommitted.\r\n //\"agentNo\": \"{{agent_no}}\",\r\n //\"password\": \"{{pass_word}}\",\r\n \r\n // this can only be set when creating a new quote\r\n // it cannot be updated later\r\n \"isDirectToConsumer\": false,\r\n\r\n \"application\": {\r\n        \"addr1\": \"1709 Atlantic Blvd\",\r\n        \"addr2\": null,\r\n        \"city\": \"Key West\",\r\n        \"state\": \"FL\",\r\n        \"zip\": \"33340\",\r\n    //\"yearBuilt\": 2017,\r\n    //\"floodZone\": \"B\",\r\n\r\n    // recommend to default to 5000 for quick quote\r\n    \"deductible\": 2000,\r\n\r\n    // wait time of 5 days.  This date self-adjusts and must be within 90 days\r\n    // if hasImmediateClosing, the effectiveDate can be today.\r\n    \"hasImmediateClosing\": false,\r\n    \"effectiveDate\": \"{{today}}\",\r\n\r\n    // if an ec is available, use the first floor elevation\r\n    // if hasEC is false, the elevation is reset to empty value\r\n    // if hasEC is true, the elevation must be a non-null value\r\n    \"hasEC\": false,\r\n    \"elevation\": null,\r\n\r\n    // default values are supplied if these are empty\r\n    // refer to the documentation for available values\r\n    \"claims\": \"\",\r\n    \"basementConstruction\": \"\",\r\n    \"occupancy\": \"\",\r\n    \"foundationType\": \"slab\",\r\n    \"constructionType\": \"\",\r\n    \"propertyType\": \"\",\r\n\r\n    // this is the number of stairs to the first floor\r\n    \"numberOfSteps\": 0,\r\n\r\n    // number of stories of the home or unit\r\n    \"numberOfStories\": \"1\",\r\n    // which floor the condo or unit is on.\r\n    // only applies if occupancy=condo\r\n    \"condoFloor\": 0,\r\n\r\n   // 50k - 500k\r\n   \"buildingCoverage\": 200000,\r\n   // 0 - 200k\r\n   \"contentCoverage\": 0,\r\n   // basement contents: 0 - 10k\r\n   \"basementCoverage\": 0,\r\n   // 0 - 10k\r\n   \"poolCoverage\": 0,\r\n   // 0 - 50k\r\n   \"unattachedStructureCoverage\": 0,\r\n   \"hasOptionalTemporaryLivingExpenses\": false,\r\n   // only for contents\r\n   \"hasOptionalReplacementCost\": false,\r\n\r\n   // policy holder information\r\n   \"firstName\": \"Joe\",\r\n   \"lastName\": \"Test\",\r\n   \"email\": \"test@test.com\",\r\n   \"phone\": \"8135551212\",\r\n   \"coApplicantFirstName\": null,\r\n   \"coApplicantLastName\": null,\r\n\r\n   // 1 = mailing address is same\r\n   // 0 = mailing address is different\r\n   \"isMailingSameAsProperty\": true,\r\n   // if isMailingSameAsProperty = false, these cannot be blank (except addr2)\r\n   \"mailingAddr1\": \"\",\r\n   \"mailingAddr2\": \"\",\r\n   \"mailingCity\": \"\",\r\n   \"mailingZip\": \"\",\r\n\r\n   //enumerations - refer to documentation\r\n   \"billInitial\": \"insured\",\r\n   \"billOnRenewal\": \"insured\",\r\n   \"deliveryMethod\": \"electronic\",\r\n   \"paymentMethod\": \"credit\",\r\n   \r\n   // producer name/license. Required for certain states\r\n   \"producerName\": \"\",\r\n   \"producerLicense\": \"\",\r\n   \r\n   // up to 3\r\n//    \"lienholderList\": [{\r\n//       \"name\": \"Bank of Trust\",\r\n//       \"loan_number\": \"ABC123\",\r\n//       \"addr1\": \"100 Penn Ave\",\r\n//       \"city\": \"Washington DC\",\r\n//       \"zip\": \"20001\"\r\n//    }]\r\n  }\r\n}\r\n","options":{"raw":{"language":"json"}}},"url":"{{host}}/api/v4/rater/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Tue, 08 Nov 2022 20:47:05 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"Content-Encoding","value":"gzip"},{"key":"Vary","value":"Accept-Encoding"},{"key":"Request-Context","value":"appId=cid-v1:b37749d7-1f06-4689-902e-59978f1f59de"},{"key":"X-Powered-By","value":"ASP.NET"},{"key":"CF-Cache-Status","value":"DYNAMIC"},{"key":"Server","value":"cloudflare"},{"key":"CF-RAY","value":"767129635e5f370a-MIA"}],"cookie":[],"responseTime":null,"body":"{\n    \"userID\": null,\n    \"brokerId\": \"adee099d-bb8b-44aa-9f3a-9816e641261d\",\n    \"agentNo\": \"FL0008\",\n    \"producerName\": null,\n    \"producerLicense\": null,\n    \"isDirectToConsumer\": false,\n    \"quoteNumber\": null,\n    \"status\": null,\n    \"isBound\": false,\n    \"dateBound\": \"0001-01-01T00:00:00\",\n    \"isLocationBound\": false,\n    \"link\": null,\n    \"createdAt\": \"1900-01-01T00:00:00\",\n    \"updatedAt\": \"1900-01-01T00:00:00\",\n    \"application\": {\n        \"streetNo\": null,\n        \"streetName\": null,\n        \"addr1\": \"1709 ATLANTIC BLVD\",\n        \"addr2\": null,\n        \"city\": \"KEY WEST\",\n        \"state\": \"FL\",\n        \"zip\": \"33040\",\n        \"claims\": \"none\",\n        \"basementConstruction\": \"none\",\n        \"occupancy\": \"singleFamily\",\n        \"BuildingOwner\": null,\n        \"condoFloor\": 0,\n        \"yearBuilt\": 1958,\n        \"foundationType\": \"Slab\",\n        \"numberOfSteps\": 0,\n        \"hasEC\": false,\n        \"elevation\": 0,\n        \"numberOfStories\": \"1\",\n        \"constructionType\": \"other\",\n        \"propertyType\": \"primaryHome\",\n        \"buildingCoverage\": 200000,\n        \"contentCoverage\": 0,\n        \"deductible\": 2000,\n        \"rentalInterruptionCoverage\": 0,\n        \"basementCoverage\": 0,\n        \"poolCoverage\": 0,\n        \"unattachedStructureCoverage\": 0,\n        \"hasOptionalTemporaryLivingExpenses\": false,\n        \"hasOptionalReplacementCost\": false,\n        \"firstName\": \"Joe\",\n        \"lastName\": \"Test\",\n        \"coApplicantFirstName\": null,\n        \"coApplicantLastName\": null,\n        \"coApplicantPhone\": null,\n        \"coApplicantEmail\": null,\n        \"email\": \"test@test.com\",\n        \"phone\": \"8135551212\",\n        \"isMailingSameAsProperty\": true,\n        \"floodZone\": \"AE\",\n        \"mailingAddr1\": \"1709 ATLANTIC BLVD\",\n        \"mailingAddr2\": null,\n        \"mailingCity\": \"KEY WEST\",\n        \"mailingState\": \"FL\",\n        \"mailingZip\": \"33040\",\n        \"mailingCountry\": \"US\",\n        \"effectiveDate\": \"2022-11-18T00:00:00\",\n        \"inceptionDate\": \"2022-11-18T00:00:00\",\n        \"billInitial\": \"insured\",\n        \"billOnRenewal\": \"insured\",\n        \"paymentMethod\": \"credit\",\n        \"deliveryMethod\": \"electronic\",\n        \"hasImmediateClosing\": false,\n        \"lienholderList\": null,\n        \"companyName\": null,\n        \"squareFeet\": 3753,\n        \"productType\": \"residential\",\n        \"numberOfUnits\": 0,\n        \"paymentInterval\": \"annual\",\n        \"earthquakeCoverage\": 0\n    },\n    \"errorList\": [\n        {\n            \"Error\": \"Sorry, we cannot provide a policy for this address (Z1)\",\n            \"Type\": \"validation\",\n            \"Field\": \"\",\n            \"IsRatable\": false\n        }\n    ]\n}"}],"_postman_id":"9a4cbeca-9d9f-4685-86da-fb257bc3645b"}],"id":"f99b6af7-d8d5-4173-a884-20d4cdddf18b","description":"<p>The Quote Declination functionality is an optional step an agent can take to help protect their E&amp;O to help prove that the agent offered primary flood insurance to their customer, but the customer declined to purchase it.</p>\n<p>The Declination functionality is available for new business Primary Flood quotes only.</p>\n<p>When the email is triggered, the process is as follows:</p>\n<ul>\n<li><p>Email sent to applicant email in API payload or on quote,</p>\n</li>\n<li><p>Email contains details about the flood quote - and has two buttons - one to purchase the policy and one to sign the declination</p>\n<ul>\n<li><p>If the Sign Declination button is pressed, the applicant will type to sign their name, verifying that they were offered insurance and declined to purchase it. If the document is signed, it is email to the agent of record, and is downloadable from the quote screen in Neptune's Agent Portal.</p>\n</li>\n<li><p>If the Buy Policy button is clicked, the applicant is taken to a copy of the quote in Neptune's Direct to Consumer flow, where they can make changes to the quote. 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\"isMailingSameAsProperty\": true,\n        \"floodZone\": \"AE\",\n        \"mailingAddr1\": \"6022 INTERBAY BLVD\",\n        \"mailingAddr2\": null,\n        \"mailingCity\": \"TAMPA\",\n        \"mailingState\": \"FL\",\n        \"mailingZip\": \"33611\",\n        \"mailingCountry\": \"US\",\n        \"effectiveDate\": \"2022-11-19T00:00:00\",\n        \"inceptionDate\": \"2022-11-19T00:00:00\",\n        \"billInitial\": \"insured\",\n        \"billOnRenewal\": \"insured\",\n        \"paymentMethod\": \"credit\",\n        \"deliveryMethod\": \"electronic\",\n        \"hasImmediateClosing\": false,\n        \"lienholderList\": [\n            {\n                \"lienholder_id\": 1543868,\n                \"name\": \"Bank of Trust\",\n                \"loan_number\": \"ABC123\",\n                \"addr1\": \"100 Main Ave\",\n                \"addr2\": null,\n                \"city\": \"Tampa\",\n                \"state\": \"FL\",\n                \"zip\": \"33611\",\n                \"IsAddressVerified\": false,\n                \"mortgage_clause\": null\n            }\n        ],\n        \"companyName\": \"CompanyNameField\",\n        \"squareFeet\": 1830,\n        \"productType\": \"commercial\",\n        \"numberOfUnits\": 5,\n        \"paymentInterval\": \"annual\",\n        \"earthquakeCoverage\": 0\n    },\n    \"policy\": {\n        \"basePremium\": 11468,\n        \"optionalCoveragePremium\": 0,\n        \"policyFee\": 500,\n        \"surplusTax\": 598.4,\n        \"totalPremium\": 12566.4,\n        \"coverageA\": 9208,\n        \"coverageB\": 2260,\n        \"coverageE\": 0,\n        \"coverageF\": 0,\n        \"coverageG\": 0,\n        \"coverageH\": 0,\n        \"coverageI\": 0,\n        \"deductibleAdjustment\": 0,\n        \"surplusTaxPolicyPremium\": 591.22,\n        \"surplusTaxPolicyFee\": 0,\n        \"fireMarshallTax\": 0,\n        \"mWUAFeePolicyPremium\": 0,\n        \"mWUAFeePolicyFee\": 0,\n        \"stampingFeesPolicyPremium\": 7.18,\n      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PETERSBURG\",\r\n//     \"state\": \"FL\",\r\n//     \"zip\": \"33701\",\r\n//     //\"yearBuilt\": 2017,\r\n//     //\"floodZone\": \"B\",\r\n\r\n//     // recommend to default to 5000 for quick quote\r\n//     \"deductible\": 2000,\r\n\r\n//     // standard wait time of 10 days.  This date self-adjusts and must be within 90 days\r\n//     // if hasImmediateClosing, the effectiveDate can be today.\r\n//     \"hasImmediateClosing\": true,\r\n//     \"effectiveDate\": \"2023-09-29\",\r\n\r\n//     // if an ec is available, use the lower of C2a or C2e\r\n//     // if hasEC is false, the elevation is reset to empty value\r\n//     // if hasEC is true, the elevation must be a non-null value\r\n//     \"hasEC\": false,\r\n//     \"elevation\": null,\r\n\r\n//     // default values are supplied if these are empty\r\n//     // refer to the documentation for available values\r\n//     \"claims\": \"twoOrMore\",\r\n//     \"basementConstruction\": \"\",\r\n//     \"occupancy\": \"\",\r\n//     \"foundationType\": \"slab\",\r\n//     \"constructionType\": \"\",\r\n//     \"propertyType\": \"\",\r\n\r\n//     // this is the number of stairs to the first floor, valid for slab-type foundation\r\n//     \"numberOfSteps\": 0,\r\n\r\n//     // number of stories of the home or unit\r\n//     \"numberOfStories\": \"1\",\r\n//     // which floor the condo or unit is on.\r\n//     // only applies if occupancy=condo\r\n//     \"condoFloor\": 0,\r\n\r\n//    // 50k - 4MM\r\n//    \"buildingCoverage\": 200000,\r\n//    // 0 - 500k\r\n//    \"contentCoverage\": 0,\r\n//    // basement contents: 0 - 10k, only if foundation = basement\r\n//    \"basementCoverage\": 0,\r\n//    // 0 - 20k\r\n//    \"poolCoverage\": 0,\r\n//    // 0 - 100k\r\n//    \"unattachedStructureCoverage\": 0,\r\n\r\n//    // if Temporary Living Expenses set to true, 10k in TLE coverage applied, optionally can have $20k coverage if coverageILimit sent\r\n//    \"hasOptionalTemporaryLivingExpenses\": false,\r\n//    // TLE limit can be 10000 or 20000 - only applied if hasOptionalTemporaryLivingExpenses set to true\r\n//    \"coverageILimit\": 20000,\r\n\r\n//    // only if contents coverage is > 0\r\n//    \"hasOptionalReplacementCost\": false,\r\n\r\n//    // policy holder information\r\n//    \"firstName\": \"Joe\",\r\n//    \"lastName\": \"Test\",\r\n//    \"email\": \"test@test.com\",\r\n//    // only US-based phone numbers are supported, 10 digits long\r\n//    \"phone\": \"8135551212\",\r\n//    \"coApplicantFirstName\": null,\r\n//    \"coApplicantLastName\": null,\r\n\r\n//    // 1 = mailing address is same\r\n//    // 0 = mailing address is different\r\n//    \"isMailingSameAsProperty\": true,\r\n//    // if isMailingSameAsProperty = false, these cannot be blank (except addr2)\r\n//    \"mailingAddr1\": \"\",\r\n//    \"mailingAddr2\": \"\",\r\n//    \"mailingCity\": \"\",\r\n//    \"mailingZip\": \"\",\r\n\r\n//    //enumerations - refer to documentation\r\n//    \"billInitial\": \"insured\",\r\n//    \"billOnRenewal\": \"insured\",\r\n//    \"deliveryMethod\": \"electronic\",\r\n//    \"paymentMethod\": \"credit\",\r\n   \r\n//    // Required for certain states\r\n//    \"producerLicense\": \"\",\r\n   \r\n//    // up to 3\r\n//    \"lienholderList\": [{\r\n//       \"name\": \"Bank of Trust\",\r\n//       \"loan_number\": \"ABC123\",\r\n//       \"addr1\": \"100 Penn Ave\",\r\n//       \"city\": \"Washington\",\r\n//       \"state\": \"DC\",\r\n//       \"zip\": \"20001\"\r\n//    }]\r\n//   }\r\n// }\r\n"},"url":"{{host}}/api/v4/rater/quotes","description":"<p>Updating a quote uses the same data model as creating a quote. 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